Rice Agency Inc. in Westminster, MD

The Rice Agency Inc. in Westminster, MD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Rice Agency Inc. has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Westminster differ, and we recognize that.
  
  Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
  
  Give Rice Agency Inc. a call today at to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 15 E Main St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Rice Agency Inc. in Westminster to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Westminster is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Rice Agency Inc. with Rice Agency Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to . You can also stop by our office at 15 E Main St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Westminster life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Rice Agency Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call and ask for Rice Agency Inc. or visit us at 15 E Main St,Westminster,MD,21157. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Rice Agency Inc. in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.
  
  What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.
  
  Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Westminster, schedule a consultation appointment today. Visit us at 15 E Main St or call us at .
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Rice Agency Inc. also offers products in AZ, DE, DC, FL, GA, MD, NY, NC, OH, PA, SC, VA, WV, NJ. Please call for information on products in those states.