Joel Rice, Insurance Agent

Joel R Rice in Westminster, MD

Joel Rice

Agency President

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(410) 857-7666(410) 857-7666

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Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed

Ratings

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Joel Rice

Graduate of North Hagerstown High and Graduate of Shepherds University with double Degree in Marketing/Computer Programming. Active member of Rotary and Lions Club. Member of Williamsport Community band and North Hagerstown Golf Coach.

Education

  • SHEPHERD UNIVERSITY SHEPHERDSTOWN,WVA 25443

Languages Spoken

  • English

Licensed In

  • DE
  • DC
  • MD
  • PA
  • VA
  • WV

Services

  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • BACHELOR OF SCIENCE IN COMPUTER PROGRAMMING AND MARKETING,MEMBER NAIFA,

Awards

  • Champion Award
  • Presidents Conference Award

Community Activities

  • SUNRISE ROTARY, NORTH HAGERSTOWN HIGH GOLF COACH, OTTERBEIN UNITED METHODIST CHURCH, Funkstown Lions Club,Williamsport Community Band.

Community Involvement Events

  • MUSIC, GOLF, SKIING, MD TERPS ATHLETICS

Our Insurance Products

The Nationwide Insurance: Joel R Rice in Westminster, MD provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Joel R Rice has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Westminster differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give Joel Rice a call today at (410) 857-7666 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 15 E Main St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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  • Homeowners Insurance

    Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Joel R Rice in Westminster to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.

    Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Westminster is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.

    There are several other options, and Joel Rice with Joel R Rice proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (410) 857-7666. You can also stop by our office at 15 E Main St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Westminster life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Joel R Rice will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (410) 857-7666 and ask for Joel Rice or visit us at 15 E Main St,Westminster,MD,21157. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)

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  • Business Insurance

    Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.

    Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.

    Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Joel R Rice in Westminster, our certified agent, Joel Rice, is ready to assist you with your insurance needs and concerns. Joel R Rice is located at 15 E Main St. If you are ready to discuss the future of your small business, give us a call at (410) 857-7666 right now.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center

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The Joel R Rice also offers products in DE, DC, MD, PA, VA, WV. Please call for information on products in those states.

About Joel R Rice

5399 Enterprise St.
Ste 3
Sykesville, MD 21784
US
Main Number
(410) 549-2900(410) 549-2900
Click to visit page of this location
5216 Chairman Ct
Ste 104
Frederick, MD 21703
US
Main Number
(301) 582-2636(301) 582-2636
Click to visit page of this location
17345 Virginia Ave
Hagerstown, MD 21740
US
Main Number
(301) 582-2636(301) 582-2636
Click to visit page of this location
The Rice Agency was founded in 1998 in Hagerstown, Maryland. The founding Agent Joel Rice is a native of Hagerstown, Maryland and started this agency from the ground up. The Rice Agency has always built its reputation on helping customers protect themselves from the unforeseen tragedies that can and will happen in life. We pride ourselves on developing and managing risk for our customers on an individual level. Every customer is unique and needs to have a risk management plan that is built to suit their needs. The Rice Agency has acquired and merged with several agencies in the surrounding area. The latest acquisition has been the Messner Agency in Boonsboro, Maryland. We also acquired an agency in 2007 in Pasadena, Maryland, and in 2004 a small agency in Hyattsville, Maryland. The Rice Agency is licensed in 5 states; Maryland, Pennsylvania, West Virginia, Virginia, and District of Columbia. We offer our expertise in the area of Auto/ Motorcycle/ RV Homeowners Insurance Business Insurance (Commercial) Individual Financial services + Retirement plans Group Retirement planning Employee Benefits So give us a call for all of your Insurance and financial services needed. We are here to customize the right risk management plan for you.
Our goal is to deliver exceptional customer service, while offering quality products to protect and plan for your future.

Average customer rating for Joel R Rice

15 E Main St
Ste 110
Westminster, MD 21157
US