K Bell Associates Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The K Bell Associates Inc. in Cold Spring Harbor, NY provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Get a personalized policy solution with K Bell Associates Inc.. Our agents will take the time to understand your auto coverage priorities whether your household residing in Cold Spring Harbor includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled K Bell Associates Inc. to serve motorists in neighborhoods across Cold Spring Harbor.

    Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Ken Bell or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Cold Spring Harbor drivers for each year of claims-free driving.

    Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with K Bell Associates Inc.. Call us at (631) 659-3326 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 49 Main St office.
  • Homeowners Insurance
    In order to have stable financial security measures in place, it is crucial that you invest in home insurance regardless of whether you own your house in Cold Spring Harbor outright or you still have payments to make on the mortgage. We at K Bell Associates Inc. are proud to offer Nationwide solutions designed to protect our members and their homes from weather hazards to crimes such as theft. Because your house is a place of love, life, and safety, Ken Bell and our other experienced agents are prepared to help you and your family members get back to your normal lives as soon as possible should an incident occur.

    Everyone has a unique set of circumstances that requires specific kinds of protection, which is why our agents are trained to identify these circumstances and do the hard work of narrowing down the options for you. For example, if you own a pool in your backyard, then it may be in your interest to have liability coverage in the event that one of your guests suffers an injury while using it. If there are a substantial number of valuables such as jewelry and antiques in the house, something such as the Valuables Plus® plan can keep those items covered.

    By calling K Bell Associates Inc. at (631) 659-3326 today, you can become more educated about our available policies as well as discounts that are available. Our goal is to provide you with an insurance purchasing experience that is as stress-free as possible. Find out more by visiting us on 49 Main St or by giving us a call.
  • Life Insurance
    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Cold Spring Harbor life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at K Bell Associates Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (631) 659-3326 and ask for Ken Bell or visit us at 49 Main St,Cold Spring Harbor,NY,11724. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)
  • Business Insurance
    As a small business owner, Nationwide understands your concern about the future. Your business is your pride and joy, and if something were to happen, you want to be able to provide for yourself and your family. At Nationwide, our knowledgeable and courteous agents can help you find the perfect business insurance policy. We offer a wide array of policies that can be customized to fit businesses of all types and sizes, and we are more than confident that we can find one for you. Nationwide Insurance: K Bell Associates Inc. in Cold Spring Harbor can help you find the coverage you are looking for.

    When it comes to business insurance, there are many things to consider. The needs of your customers, employees, and yourself will need to be taken into account before settling on a policy. At Nationwide this is not a problem, and our property, business income, and liability insurance policies can provide you with coverage that you can rely on. If your property is damaged by fire, nature, or other misfortune, the property itself and the items inside can be covered. If your business must temporarily cease operations, a business income policy can provide you with a steady stream of income to cover your expenses until you can get back in business. Liability insurance is also a must-have to protect your business against customer and third-party lawsuits.

    Nationwide also offers accounts receivable, commercial auto, crime, and worker's compensation policies. At Nationwide Insurance: K Bell Associates Inc., Ken Bell can discuss our full range of insurance products in person. Visit us at 49 Main St, or call (631) 659-3326 if you are ready to find the right policy.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The K Bell Associates Inc. also offers products in CT, FL, IL, MD, NY, PA, TX, WV, NJ. Please call for information on products in those states.

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