The Karen Bortnick Agency in Rochester, NY provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding the language of insurance policies can be difficult, which is why Karen Bortnick Agency focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Karen Bortnick Agency to fit any driver's needs in Rochester.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Karen Bortnick Agency understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Karen Bortnick Agency about other discounts you might qualify for, give our offices a call at (914) 582-4235. We are also able to make appointments for face to face consultations at our office located at 95 Allens Creek Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Home Insurance
Let Karen Bortnick Agency explain the policy choices needed to personalize a policy solution for any Rochester household. Our agents are ready to go through and explain the details of various coverage options. Rochester homeowners can quickly and clearly understand what's at stake when making their policy choices with Karen Bortnick Agency.
More than just the versatile products, Karen Bortnick Agency knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 14618 home near our local office or a residential property throughout the city, the experts at Karen Bortnick Agency understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to Karen Bortnick Agency or one of our other friendly, knowledgeable agents by calling (914) 582-4235. For those who wish to discuss their coverage in person, our office is located at 95 Allens Creek Rd.
Life Insurance
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Karen Bortnick Agency are here to help newlyweds in the Rochester area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (914) 582-4235 and ask for Karen Bortnick Agency. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 95 Allens Creek Rd,Rochester,NY,14618. It may be the most important date of your life.
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Business Insurance
At Karen Bortnick Agency we don't believe business owners should leave themselves or their companies vulnerable to liabilities with insurance plans pocked full of holes. Instead, we believe in providing Rochester business owners with the sense of peace that comes from having an insurance plan that deflects the destructive effects of common and not-so-common commercial liabilities. We hope you'll turn to us and Nationwide if you're either unsatisfied with your current insurance protection or need a plan for your brand new business.
Because there are so many different options when it comes to insurance, no matter the investment you seek to protect, we always personally shape our policyholders' protection. We don't believe in a one-size-fits-all approach, and we don't expect you to settle for it. By working with Nationwide, our agency offers common commercial coverage, such as property, liability, and workers' compensation. Nonetheless, your business may be in need of special coverage, which includes (but is not all-inclusive of) professional liability, employment practices liability, key employee insurance, and directors and officers liability insurance.
Ready to discuss your options for commercial protection? We welcome walk-ins at our office located at 95 Allens Creek Rd. Alternately, we'd also love to receive a phone call from you at (914) 582-4235. With Karen Bortnick Agency in the passenger seat, your business journey is sure to be a smooth one
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Karen Bortnick Agency also offers products in CT, IN, ME, MD, NY, NC, PA, SC, NJ. Please call for information on products in those states.
All vehicle insurance
