Kramer Insurance Services, LLC

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Kramer Insurance Services, LLC in Dodge Center, MN provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Steven M Kramer is here to help. At Kramer Insurance Services, LLC, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.

    With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Dodge Center, know that we will always be there when you need us.

    Come in today and talk to Steven M Kramer. You can visit us at 11 W Main St or call in advance at (507) 633-9444 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
  • Homeowners Insurance
    As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Kramer Insurance Services, LLC in Dodge Center, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.

    Some may think that having basic coverage will cover all losses, but this is not the case. Steven M Kramer will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.

    Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (507) 633-9444 to speak with a qualified agent or set up an appointment. You can also stop by our office at 11 W Main St for a complimentary consultation to discuss your insurance needs.
  • Life Insurance
    When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Dodge Center. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Kramer Insurance Services, LLC, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.

    There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.

    If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 11 W Main St,Dodge Center,MN,55927 to speak with Steven M Kramer. You can also contact them directly by dialing (507) 633-9444.


    LAW-0243AO (05/18)
  • Business Insurance
    No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Nationwide Insurance: Kramer Insurance Services, LLC understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Dodge Center.

    Steven M Kramer and our other agents can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.

    Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Nationwide Insurance: Kramer Insurance Services, LLC works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (507) 633-9444 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 11 W Main St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Kramer Insurance Services, LLC also offers products in MN. Please call for information on products in those states.

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