Kristopher Byus, Insurance Agent

Byus & Associates, Inc. in Lincolnton, NC

Kristopher Byus


9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(704) 735-2425(704) 735-2425

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Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Kristopher Byus

I'm a loving husband and father of 3 amazing children. My wife Stacy and I have boy/girl twins Kenadee & Grayson(11/2010) and our newest addition Barron (9/2017) that keep us on our toes. We also have 3 dogs Lexus, Ranger & Royce who are all rescues.


  • B.S. in Business Management, Concord University. High School Diploma, Scott High School. Property & Casualty License, Life Insurance License, Health Insurance License, APAW Certificate, PAW Certificate, Commercial One, Basic Life.

Professional Designations

  • BS

Languages Spoken

  • English
  • Spanish

Licensed In

  • NC
  • SC
  • VA
  • WV


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Nationwide Conference Of Champions 2012 Nationwide Conference of Champions 2013 Nationwide Conference of Champions 2014


  • Champion Award

Community Activities

  • I have coached high school football at East Lincoln High School since 2006. We won the 2AA State Championship in 2012 and 2014. I was a founding board member of the Mount Holly Chamber of Commerce and act as an ambassador for the Gaston Regional Chamber.

Community Involvement Events

  • I'm a big sports fan and love to coach my kids football, basketball & baseball teams and my wife is their soccer coach. I also enjoy the going out on the lake and playing golf.

Our Insurance Products

The Byus & Associates, Inc. in Lincolnton, North Carolina provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Byus & Associates, Inc. has been helping Lincolnton drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Byus & Associates, Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Lincolnton area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Byus & Associates, Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Lincolnton auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (704) 735-2425. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Byus & Associates, Inc. is located at 206 Lithia Inn Rd..

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  • Homeowners Insurance

    Byus & Associates, Inc. can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Lincolnton agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Lincolnton neighborhoods are, no two households are exactly the same, even within 28092.

    For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Lincolnton home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.

    Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Byus & Associates, Inc. walk you through the options and clearly explain your policy choices. Simply give us a call at (704) 735-2425. Or, if you're in the 28092 area during office hours, swing by our Lincolnton location at 206 Lithia Inn Rd., and we can discuss your home insurance options in person.

    Get an insurance quote

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Lincolnton, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Byus & Associates, Inc. and Kristopher Byus can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (704) 735-2425 for an appointment with an agent. Feel free to stop by 206 Lithia Inn Rd.,Lincolnton,NC,28092 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance

    Byus & Associates, Inc. has extensive local knowledge of the various industries operating in Lincolnton and 28092, earned through past experience working with individual companies that call Lincolnton home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Byus & Associates, Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Byus & Associates, Inc. can help you find coverage that makes sense for your Lincolnton company.

    Don't wait any longer to protect what you've worked so hard to build. Let Byus & Associates, Inc. make sure your customers, employees, and business are covered. Give us a call at (704) 735-2425 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Byus & Associates, Inc. also offers products in NC, SC, VA, WV. Please call for information on products in those states.

About Byus & Associates, Inc.

1500 S York Rd
Gastonia, NC 28052
Main Number
(704) 869-6316(704) 869-6316
Click to visit page of this location
1232 NC-16 Business
Denver, NC 28037
Main Number
(704) 489-8449(704) 489-8449
Click to visit page of this location
210 E King St
Kings Mountain, NC 28086
Main Number
(704) 739-3953(704) 739-3953
Click to visit page of this location
At the Kris Byus Insurance Agency, we have over 75 years combined experience serving North Carolina, South Carolina, West Virginia and Ohio. We are committed to offering individuals and business owners professional advice, personal care, and responsible service that goes beyond their expectations. Our agency seeks out professionals to join our team and offer our customers what they deserve, the best insurance experience available. Our mission is to provide professional insurance services and expertise to our clients. We will seek out the best need-based solution while delivering outstanding personal service, promptness, and accuracy with comprehensive and competitive insurance products. Independent Agent Acquisitions: Our agency is always trying to grow and start new relationships with Independent Agents in and around Gastonia, NC. Our experience with this process allows us to streamline the deal creating many options for the Independent Agent. If you are looking to sell your agency quickly or just thinking about your exit strategy down the road, contact us today for a free consultation with our Acquisition specialist.
Our mission is to provide professional insurance services and expertise to our clients. We will seek out the best need based solution while delivering outstanding personal service, promptness, and accuracy. We strive for that "On Your Side" experience. Our president, Kris Byus, is a commercial insurance specialist. Our loss control measures and comprehensive coverage packages make Nationwide Insurance and Byus & Associates, Inc a great choice for your commercial insurance needs.

Average customer rating for Byus & Associates, Inc.

206 Lithia Inn Rd.
Lincolnton, NC 28092