Melvin Wayne Horn Agency in Greenville, KY

The Melvin Wayne Horn Agency in Greenville, Kentucky provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Melvin Wayne Horn Agency has been helping Greenville drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Melvin Wayne Horn Agency will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Greenville area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  Melvin Wayne Horn Agency can answer questions about coverage limits, policy options or billing schedules. Our expertise and Greenville auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (270) 338-7770. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Melvin Wayne Horn Agency is located at Greenville.

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• Home Insurance

  Congratulations on becoming a proud Greenville homeowner! With all of the energy and resources you spent searching for and bidding on your home, Melvin Wayne Horn Agency knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
  
  Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Melvin Wayne Horn Agency can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
  
  If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (270) 338-7770 or visit us at 311 N Main St.

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• Life Insurance

  Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Greenville, you likely have many questions running through your mind:
  
  • “What are the benefits of term vs. permanent policies?”
  • “How much coverage do I need?“
  • “How much does a life insurance policy cost?"
  
  Melvin Wayne Horn Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
  
  There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
  
  Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
  
  Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
  
  Insurance is a smart investment. Getting the right policy is easier than you think. Call (270) 338-7770 for an appointment with an agent. Feel free to stop by 311 N Main St to discuss Nationwide coverage options in person.
  
  
  LAW-0239AO (05/18)

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• Business Insurance

  The business insurance agents at Melvin Wayne Horn Agency can help you understand how to manage your company's risk and identify possible gaps in your coverage. Along with liability and asset protection, for example, you can get coverage for losses in the case of a temporary shutdown of your business. Our agents have expertise in finding insurance solutions for businesses in virtually every industry of the Greenville economy.
  
  There are also important decisions to discuss that go beyond KY business requirements and your company's individual risk profile. As the owner, you'll want to make sure, for example, that your policy structure meets your month-to-month budget crunch and end-of-year fiscal goals. To this point, Nationwide offers flexible billing options that can be matched with different revenue and expenditure schedules. And if the day ever comes when the life and health of your business depends on making a claim, you'll be dealing with Nationwide's On Your Side® Claims Service.
  
  The experts at Melvin Wayne Horn Agency offer local knowledge, risk management expertise, and good old-fashioned customer service. We can talk about your coverage in person at our office, located at 311 N Main St. You can also call us at (270) 338-7770 to get protection for the business you've worked so hard to build.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Melvin Wayne Horn Agency also offers products in AR. Please call for information on products in those states.