Higgins Insurance Inc. in Hopkinsville, KY

The Higgins Insurance Inc. in Hopkinsville, Kentucky provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Higgins Insurance Inc. works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Hopkinsville.
  
  Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Higgins Insurance Inc. understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
  
  If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Higgins Insurance Inc. at (270) 886-3939. You can also make an appointment for a face to face meeting at our offices at 4057 Lafayette Rd.

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• Home Insurance

  Drafting plans for your new home? Don't forget to swing by Higgins Insurance Inc. while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
  
  You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Hopkinsville determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
  
  Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 4057 Lafayette Rd. We'd also love to hear from you via telephone at (270) 886-3939.

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• Business Insurance

  When it comes to owning and operating your own business, few choices may seem clear or simple. Higgins Insurance Inc. can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Hopkinsville area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.
  
  Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At Higgins Insurance Inc., we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.
  
  Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (270) 886-3939 or visit our 4057 Lafayette Rd office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Higgins Insurance Inc. also offers products in AL. Please call for information on products in those states.