The Daysha J Palacio-Miller in Louisville, KY provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding your insurance coverage should never involve having to learn a new language. That's why Daysha J Palacio-Miller and Daysha J Palacio-Miller are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Louisville.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (502) 448-6226 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 3616 Dixie Hwy.
Home Insurance
Buying a new home in Louisville is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Daysha J Palacio-Miller can help. Here at Daysha J Palacio-Miller, we help homeowners every day by providing personalized insurance solutions.
Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.
We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Daysha J Palacio-Miller team members are here to help. Call us today at (502) 448-6226 or visit our 3616 Dixie Hwy location.
Life Insurance
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Daysha J Palacio-Miller are here to help newlyweds in the Louisville area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (502) 448-6226 and ask for Daysha J Palacio-Miller. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 3616 Dixie Hwy,Louisville,KY,40216. It may be the most important date of your life.
LAW-0247AO (05/18)
Business Insurance
As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Daysha J Palacio-Miller, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
If you run a small business in Louisville, Nationwide and Daysha J Palacio-Miller are ready and willing to help you. To learn more about which small business policies are right for you, call us at (502) 448-6226 or stop into our offices at 3616 Dixie Hwy.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Daysha J Palacio-Miller also offers products in AR, FL, IN, MS, TN, KY. Please call for information on products in those states.
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