Larry S Helms & Associates LLC in Indian Trail, NC

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Larry S Helms & Associates LLC in Indian Trail, NC provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Larry S Helms & Associates LLC is committed to finding Indian Trail drivers affordable coverage and available policy discounts, while also delivering superior customer service. That's why we've chosen to partner with Nationwide. The advantages begin with great coverage at a great price, but many Indian Trail drivers find ways to improve their policy year after year. From the Vanishing Deductible® program to free policy evaluations, get a better auto insurance experience with Larry S Helms & Associates LLC.

    Larry S Helms & Associates LLC will help identify and eliminate any gaps in your coverage. Our agents also work hard to eliminate any gaps in customer service. See the local Indian Trail network of qualified car repair shops. Learn about the extra peace of mind that comes with being able to securely monitor car repairs through Nationwide's AutoWatch® program.

    Larry S Helms & Associates LLC can answer any questions Indian Trail drivers have about claim limits, policy options, or specific types of vehicles and household drivers. Don't get overwhelmed by the complexities of auto insurance. Call us at (704) 893-2793, and make your choices quickly and confidently with one of our knowledgeable agents. You can also set up a time to talk in our office. You'll find Larry S Helms & Associates LLC at 319 Unionville Indian Trail Rd W.

  • Homeowners Insurance

    Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Larry S Helms & Associates LLC in Indian Trail has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.

    Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Aletta H Palmer will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.

    Contact Larry S Helms & Associates LLC to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 319 Unionville Indian Trail Rd W. You can also give us a call at (704) 893-2793 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Indian Trail, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Larry S Helms & Associates LLC and Aletta H Palmer can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (704) 893-2793 for an appointment with an agent. Feel free to stop by 319 Unionville Indian Trail Rd W,Indian Trail,NC,28079 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    As new Indian Trail businesses prepare to take their place in the greater economic world, many new business owners are going to be thinking about insurance. What should a good business insurance policy contain? What lines of coverage are most appropriate for a business serving a particular population or industry? How can you be sure that a policy is going to work hard to serve your interests as a business owner? Getting direct, honest answers from an expert is easy. Just contact Nationwide Insurance: Larry S Helms & Associates LLC. Our team is here to help business owners select the exceptional Nationwide coverage that is going to give them the strongest start in this new stage of life. Nationwide provides outstanding customer service so you are never alone.

    There are many uncertainties when it comes to owning and operating a business, so why not let your business insurance take some of the burden? Good coverage is going to provide peace of mind as you prepare to open for business. Even as your business grows and thrives, this coverage is going to continue offering the support required for expanding operations. In a sense, the right insurance policy is going to help bring about future success through present security.

    Aletta H Palmer can tell you more about Nationwide insurance options, and can customize a policy to suit the needs of your organization. Call Nationwide Insurance: Larry S Helms & Associates LLC today at (704) 893-2793 or visit our office at 319 Unionville Indian Trail Rd W.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Larry S Helms & Associates LLC also offers products in GA, IN, NC, SC, TN, VA. Please call for information on products in those states.

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