Larry W. Payne, Insurance Agent

Larry W Payne Agency

Larry W. Payne
Agency Owner
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(704) 980-0998(704) 980-0998

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Contact
Phone:
(704) 980-0998(704) 980-0998

Send Larry W. Payne an Email

Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Larry W. Payne

Larry is an outdoorsman and enjoys camping a lot. He loves to spend time with his family and friends. He leads a lot of fundraisers every year for the Shriners Hospital of Greenville.
Education
  • B.A. in Criminal Justice with minor in Computer Engineering at University of NC at Charlotte
Languages Spoken
  • English
Licensed In
  • GA
  • NC
  • SC
  • TN
  • VA
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Larry has been in the insurance business since 2007 and enjoys protecting families. He is a Champion Award winner for Nationwide Insurance. Larry is licensed in Life, Health, Property, Casualty and Long Term Care. He is an Agribusiness Certified agent.
Awards
  • Champion Award
Community Activities
  • Member of Newell Lodge #739, Waynesville Lodge #259, Scottish rite Valley of Charlotte and Asheville,and Oasis Shriner. Member of Knights of Solomon #764. Member of Waynesville Rotary, and Young Professional of Haywood County
Community Involvement Events
  • Larry Wayne Payne loves to volunteer in the community and help children. When Larry has free time, you can find him riding a Harley, hiking, fishing, boating, hunting or camping somewhere.

Our Insurance Products

The Nationwide Insurance: Larry W Payne Agency in Charlotte, NC provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Whether you're changing vehicles or simply searching for better coverage this policy term, let Larry W Payne Agency answer all your auto insurance questions. Our agents can ensure your policy meets all applicable NC requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Charlotte.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Charlotte drivers Larry W Payne Agency serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 200 Providence Rd, but no matter which Charlotte zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (704) 980-0998. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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  • Homeowners Insurance
    A home can be one of your most valuable assets, and deserves to be treated as such by having a durable insurance protection. While Larry W. Payne of Larry W Payne Agency may not be able to prevent unexpected events from occurring, you can rest assured that we'll cover you if something does happen. We've teamed up with the well-experienced pros of Nationwide to provide you and your property with best home protection for your needs.

    Besides assisting you in taking account of personal possessions at your home, we also check the latest insurance discounts to help you save as much money as possible. Some ways in which you can save on the overall cost of home insurance include raising your deductible, bundling your policies with us, and boosting your home security.

    Ready to ride off into the sunset with an exemplary homeowners insurance plan? We're ready to get to work on crafting the perfect plan for you, your home, and your family. Call Larry W. Payne at (704) 980-0998 or drop in for a visit at our office on 200 Providence Rd.

    Get an insurance quote

  • Life Insurance
    At Larry W Payne Agency, we want to make customers aware of how easy and affordable life insurance is. We know many people in Charlotte think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Larry W. Payne at (704) 980-0998 to arrange a time to meet in office at 200 Providence Rd,Charlotte,NC,28207 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

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  • Business Insurance
    Beyond general liability and asset protection, let Larry W Payne Agency help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Charlotte. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Larry W Payne Agency. Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Larry W Payne Agency can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities. Give Larry W Payne Agency a call at (704) 980-0998, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 200 Providence Rd. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Larry W Payne Agency also offers products in GA, NC, SC, TN, VA. Please call for information on products in those states.

About the Larry W Payne Agency

987 N Main St
Waynesville, NC 28786
US
Main Number
(828) 456-7626(828) 456-7626
Click to visit page of this location
138 Village View Dr
Unit 105 A
Mooresville, NC 28117
US
Main Number
(704) 980-0998(704) 980-0998
Click to visit page of this location
Larry W. Payne has been a licensed insurance professional since 2007. Larry was born in Wilkes County and moved to Charlotte, NC in 1997 to attend UNC Charlotte. Graduated UNC Charlotte in 2000 with a Bachelors in Criminal Justice and Computer Engineering.
My agency stakes our reputation on giving 1st class service and treating everyone with honesty and respect. Our goal is to educate and share ideas of various insurance products. My agency provides car insurance, home insurance, fire insurance, life insurance, commercial insurance, liability insurance and business insurance.

Average customer rating for Larry W Payne Agency

200 Providence Rd
Ste 100
Charlotte, NC 28207
US