Larry W Payne Agency

Our Insurance Products

• Auto Insurance

  Whether you're changing vehicles or simply searching for better coverage this policy term, let Larry W Payne Agency answer all your auto insurance questions. Our agents can ensure your policy meets all applicable NC requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Mooresville.
  
  Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Mooresville drivers Larry W Payne Agency serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
  
  Our office address is 138 Village View Dr, but no matter which Mooresville zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (704) 980-0998. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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• Homeowners Insurance

  At Larry W Payne Agency we understand that you want insurance coverage for your home in Mooresville without any hassle. Your house and belongings have both economic and emotional value and our agency is here to help you choose insurance that offers both security and peace of mind. In the event of a covered loss, you can rest easy knowing we are here to help. Your coverage needs depend largely on the specifics of your property, such as swimming pools and outbuildings, and Larry W. Payne can help you asses your insurance requirements and choose a policy that offers the coverage you need.
  
  Larry W Payne Agency has joined with Nationwide to provide you with a variety of sensible home insurance options, including customized coverage programs such as Brand New Belongings®. With this program, you'll receive the cash value of your possessions as well as coverage for any additional funds it takes to replace or repair them. If you enjoy hosting large group gatherings, we can help you determine whether you need additional coverage in case of an accident or injury to one of your guests. Whether your situation requires additional specialized insurance or is more traditional, we can help you find the coverage you need.
  
  To find out more information regarding the programs that are right for you, call (704) 980-0998 today. Our experienced agents can help meet your needs with a customized insurance package, possible discounts, and hassle-free service. We can even help you choose and purchase a policy over the phone. Call today, or stop by our office at 138 Village View Dr.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Mooresville, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Larry W Payne Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Larry W. Payne and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (704) 980-0998 to speak with one of our team members, or stop by 138 Village View Dr,Mooresville,NC,28117 to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Mooresville business, a good business insurance policy might be one of the hardest-working. For years, Larry W. Payne has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Larry W Payne Agency can help make sure you don't have to worry about the unexpected.
  
  A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Larry W Payne Agency team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.
  
  Discover improved coverage solutions today by calling (704) 980-0998. Our agents are here to make doing business simpler and more secure. Visit our 138 Village View Dr location today to begin exploring the personalized solutions we can offer.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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  Select an insurance productATVAutoBoatBusiness ProductsClassic CarCondoFinancialGolf CartHomeownerIdentify TheftLifeMotorcyclePersonal WatercraftRentersScooterSegwaySnowmobile

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