Larry W. Payne, Insurance Agent

Larry W Payne Agency

Larry W. Payne
Agency Owner
8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PMClosed Today Closed Today

Send Larry W Payne Agency an Email

Main Number
(828) 456-7626(828) 456-7626

Get an insurance quote

Get an insurance quote

Contact
Phone:
(828) 456-7626(828) 456-7626
Fax:
(828) 456-6824(828) 456-6824

Send Larry W. Payne an Email

Hours

Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:30 AM - 5:00 PM
Thu8:30 AM - 5:00 PM
Fri8:30 AM - 5:00 PM
SatClosed
SunClosed

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Larry W. Payne

Larry is an outdoorsman and enjoys camping a lot. He loves to spend time with his family and friends. He leads a lot of fundraisers every year for the Shriners Hospital of Greenville.
Education
  • B.A. in Criminal Justice with minor in Computer Engineering at University of NC at Charlotte
Languages Spoken
  • English
Licensed In
  • GA
  • NC
  • SC
  • TN
  • VA
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Larry has been in the insurance business since 2007 and enjoys protecting families. He is a Champion Award winner for Nationwide Insurance. Larry is licensed in Life, Health, Property, Casualty and Long Term Care. He is an Agribusiness Certified agent.
Awards
  • Champion Award
Community Activities
  • Member of Newell Lodge #739, Waynesville Lodge #259, Scottish rite Valley of Charlotte and Asheville,and Oasis Shriner. Member of Knights of Solomon #764. Member of Waynesville Rotary, and Young Professional of Haywood County
Community Involvement Events
  • Larry Wayne Payne loves to volunteer in the community and help children. When Larry has free time, you can find him riding a Harley, hiking, fishing, boating, hunting or camping somewhere.

Our Insurance Products

The Nationwide Insurance: Larry W Payne Agency in Waynesville, NC provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Larry W Payne Agency has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Waynesville differ, and we recognize that.

    Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.

    Give Larry W. Payne a call today at (828) 456-7626 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 987 N Main St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

    Get an insurance quote

  • Homeowners Insurance
    Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Larry W Payne Agency, you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.

    We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.

    We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Larry W. Payne at (828) 456-7626 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Waynesville office at 987 N Main St. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.

    Get an insurance quote

  • Life Insurance
    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at Larry W Payne Agency proudly work with residents in the Waynesville area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (828) 456-7626 and ask to speak to Larry W. Payne. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 987 N Main St,Waynesville,NC,28786. We look forward to seeing you.


    LAW-0246AO (05/18)

    Get an insurance quote

  • Business Insurance
    One of the best gifts that business owners can give themselves is peace of mind. To that end, Larry W Payne Agency has teamed up with Nationwide to offer a wide range of business insurance solutions in Waynesville. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.

    When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Larry W. Payne or one of our other agents looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.

    Take an important step today and stop by the Larry W Payne Agency office at 987 N Main St. Alternatively, give us a call at (828) 456-7626 to begin investigating your insurance coverage options.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Larry W Payne Agency also offers products in GA, NC, SC, TN, VA. Please call for information on products in those states.

About the Larry W Payne Agency

Cassie Jones, Insurance Agent

Cassie Jones Customer Service

Phone:
(828) 456-7626(828) 456-7626
Fax:
(828) 456-6824(828) 456-6824

Send Cassie Jones an Email

Amy Finney, Insurance Agent

Amy Finney Agency Manager

Phone:
(828) 456-7626(828) 456-7626
Fax:
(828) 456-6824(828) 456-6824

Send Amy Finney an Email

200 Providence Rd
Ste 100
Charlotte, NC 28207
US
Main Number
(704) 980-0998(704) 980-0998
Click to visit page of this location
138 Village View Dr
Unit 105 A
Mooresville, NC 28117
US
Main Number
(704) 980-0998(704) 980-0998
Click to visit page of this location
Larry W. Payne has been a licensed insurance professional since 2007. Larry was born in Wilkes County and moved to Charlotte, NC in 1997 to attend UNC Charlotte. Graduated UNC Charlotte in 2000 with a Bachelors in Criminal Justice and Computer Engineering.
My agency stakes our reputation on giving 1st class service and treating everyone with honesty and respect. Our goal is to educate and share ideas of various insurance products. My agency provides car insurance, home insurance, fire insurance, life insurance, commercial insurance, liability insurance and business insurance.

Average customer rating for Larry W Payne Agency

987 N Main St
Waynesville, NC 28786
US