Larry W Payne Agency LLC in Waynesville, NC

The Larry W Payne Agency LLC in Waynesville, NC provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Larry W Payne Agency LLC has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Waynesville differ, and we recognize that.
  
  Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
  
  Give Larry W Payne Agency LLC a call today at (828) 456-7626 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 977 N Main St. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.

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• Home Insurance

  Your home is probably your largest investment, so you want to be sure you have good insurance to cover everything from pool systems and clothing to roofs and a range of appliances. When you turn to Larry W Payne Agency LLC, you will receive outstanding insurance coverage that begins with a review of your needs. Many unexpected events can be covered: damage from the elements, theft, personal injury to others and much more. We will design a policy that is tailored specifically to your situation, one that affords your home and family top-notch protection, and you'll be delighted to discover how easy it is.
  
  We are proud to partner with Nationwide to provide many types of home insurance, including coverage for structures that are not attached to your house such as a gazebo or garage, furniture and clothing, loss due to sewer backup, damage caused to built-in appliances and other kinds of specialty protection. Whatever you need, we will make your coverage experience hassle free.
  
  We also want to ensure that your policy remains in step with the changes in your life. For this reason, we offer periodic On Your Side® reviews to update your policy. At your convenience, just call Larry W Payne Agency LLC at (828) 456-7626 who will be happy to tell you more about how to safeguard your largest investment. You can also stop by our Waynesville office at 977 N Main St. We are looking forward to meeting with you, and we'll be happy to answer any questions you may have about great insurance coverage for your home.

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• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at Larry W Payne Agency LLC proudly work with residents in the Waynesville area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (828) 456-7626 and ask to speak to Larry W Payne Agency LLC. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 977 N Main St,Waynesville,NC,28786. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

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• Business Insurance

  Larry W Payne Agency LLC has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Waynesville, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Waynesville, our agents understand commercial property coverage and your business insurance needs.
  
  This understanding, as well as our commitment to superior products and customer service, has led the Larry W Payne Agency LLC to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
  
  From business interruption to medical stop loss, let the experts at the Larry W Payne Agency LLC help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (828) 456-7626 to talk about how to manage your risk or to make an appointment with our office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Larry W Payne Agency LLC also offers products in FL, GA, MI, NC, SC, TN, TX, VA. Please call for information on products in those states.