Lauer & Lauer Insurance Agency Ltd. in West Union, IA

The Lauer & Lauer Insurance Agency Ltd. in West Union, IA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Lauer & Lauer Insurance Agency Ltd. knows how important this is to drivers in West Union, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
  
  When building a policy, Lauer & Lauer Insurance Agency Ltd. asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
  
  Get the peace of mind you need by getting the policy that fits your needs. Call (563) 422-3871 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 123 N Vine St.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Lauer & Lauer Insurance Agency Ltd. in West Union to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if West Union is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Lauer & Lauer Insurance Agency Ltd. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (563) 422-3871. You can also stop by our office at 123 N Vine St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Lauer & Lauer Insurance Agency Ltd. are here to help people like you in the West Union area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Lauer & Lauer Insurance Agency Ltd. at (563) 422-3871. We are located at 123 N Vine St. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  If you have recently opened a business, you may have several questions about insurance coverage. Finding a policy that provides the right types of coverage in the right amounts can be challenging. Here at Lauer & Lauer Insurance Agency Ltd., we work with Nationwide to bring personalized insurance options to our customers.
  
  Choosing the right coverages will make sure that your investment is doing the most for your business. A policy that is a poor fit can be frustrating, and you might be paying for unnecessary coverages or even underinsuring essential assets. These can be surprisingly common problems that can be corrected with the help of a personalized policy. Nationwide excels at making personalized solutions available, and we have chosen to work with them to give our customers access to improved coverage options. Customers also get the benefit of having access to Nationwide's large network of support associates. Anytime you have questions about your policy or need to make a claim, they can assist.
  
  If you are a new business owner in West Union and have questions about your business's coverage needs, we can help. Years of experience give our team members a nuanced perspective on the evolving coverage needs of businesses and other organizations. You can reach Lauer & Lauer Insurance Agency Ltd. by calling (563) 422-3871. Customers can also visit our office at 123 N Vine St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Lauer & Lauer Insurance Agency Ltd. also offers products in IA. Please call for information on products in those states.