Lenz-Balder Insurance Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Lenz-Balder Insurance Inc. in Ludington, MI provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Lenz-Balder Insurance Inc. located in Ludington, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.

    Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Bradley J Balder can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.

    Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 201 E Court St, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (616) 748-9440.
  • Homeowners Insurance
    At Lenz-Balder Insurance Inc. it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and Bradley J Balder can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Ludington, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.

    We want your entire experience with Lenz-Balder Insurance Inc. to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.

    Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (616) 748-9440. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 201 E Court St.
  • Life Insurance
    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Bradley J Balder in Ludington. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Lenz-Balder Insurance Inc. located at 201 E Court St,Ludington,MI,49431. You’re also more than welcome to speak with Bradley J Balder directly by calling (616) 748-9440.


    LAW-0242AO (05/18)
  • Business Insurance
    Nationwide Insurance: Lenz-Balder Insurance Inc. has the local knowledge and versatile insurance products to customize coverage for any small-to-medium-sized company in Ludington. That said, even small businesses can have big business insurance needs. Liability, asset protection, commercial auto, employee insurance and other risk management tools apply to more than just the Fortune 500. Our agents have plenty of experience working with companies in virtually every Ludington industry, from food and beverage to auto repair, as well as more niche markets. Nationwide Insurance: Lenz-Balder Insurance Inc. can help your business understand how various coverage options work within your specific industry.

    More than just the industry, business insurance policy options are likely to be affected by the company's size, age, and location. Not to worry, our agents know the risks facing your business. Nationwide Insurance: Lenz-Balder Insurance Inc. has the local knowledge to identify and explain how a particular location impacts a company's risk profile - regardless of whether or not you hung your shingle near our office.

    By partnering with Nationwide, it's easy to build a policy that manages the company's risk. In fact, with Nationwide's On Your Side® Review, business owners know that their coverage is keeping up with their evolving insurance priorities. Flexible billing and payment options can also manage the financial side of your business.

    Give Nationwide Insurance: Lenz-Balder Insurance Inc. a call at (616) 748-9440. We can find a policy for your company quickly and confidently over the phone, or we can schedule a time to talk about your policy in person.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Lenz-Balder Insurance Inc. also offers products in AZ, AR, CO, FL, GA, IL, IN, KS, MI, NE, NC, PA, UT, WY, KY. Please call for information on products in those states.

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