Loman Ray Insurance Group Inc.
Our Insurance Products
- Auto InsuranceAuto insurance is not one-size-fits-all. For some Sidney residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Loman Ray Insurance Group Inc., we know how to customize a policy so that it meets the needs and priorities of your Sidney household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Sidney customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Loman Ray Insurance Group Inc. take the stress out of buying auto insurance in Sidney. Give us a call at (217) 688-2027 to talk about your coverage or to make an appointment with our office during business hours. We're located at 208 S David St.
- Homeowners InsuranceWhen you do business with Loman Ray Insurance Group Inc., you deal with people who are adept at finding policies fitted to your needs and budget. There are several factors that should be considered when obtaining the right protection for your home in Sidney, including your ownership of a pool (or lack thereof) and the overall cost to rebuild your home. For expert assistance in sorting through all of the coverage options, get in touch with Brian N Loman or another helpful agent in our office. If you possess a large number of valuable assets such as jewelry or fine art, the protection offered by Valuables Plus® is a great choice and is something to discuss with your agent.
At Loman Ray Insurance Group Inc., we work together with Nationwide to bring you the best possible choices for your home insurance. We provide you with a selection experience that is smooth and intuitive so that you can get on with your daily life without additional stress. If you ever come home to find that you are a victim of a covered loss, we have what it takes to pick up the pieces. If you frequently experience severe weather conditions in your area, we can also help you find solutions for damage that may be caused by these storms.
Speak with one of our agents today to get started on finding a hassle-free plan. If you would like to meet with someone in person, come to our office at 208 S David St. Or call us at (217) 688-2027.
- Life InsuranceWhenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Loman Ray Insurance Group Inc. are here to help newlyweds in the Sidney area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (217) 688-2027 and ask for Brian N Loman. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 208 S David St,Sidney,IL,61877. It may be the most important date of your life.
- Business InsuranceAs a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At Nationwide Insurance: Loman Ray Insurance Group Inc. in Sidney, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.
If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.
To learn more about commercial insurance, call Brian N Loman at (217) 688-2027 or drop by our 208 S David St office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Loman Ray Insurance Group Inc. also offers products in IL, IN. Please call for information on products in those states.
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