Lottie M Schmidt & Thompson in Chesterfield, MI

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Lottie M Schmidt & Thompson in Chesterfield, MI provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Since opening their doors, Lottie M Schmidt & Thompson has been helping Chesterfield motorists find auto insurance coverage that speaks to their personal priorities. Whether it's the everyday vehicle, weekend joyride, or any number of specialty vehicles, know that you're protected with policy coverage that makes sense for your household. From family plans and good student discounts to anti-theft and paperless billing options, find great coverage at a great price with Lottie M Schmidt & Thompson.

    Eliminating coverage gaps and finding affordable policies aren't the only advantages of partnering with Nationwide and Lottie M Schmidt & Thompson. The Vanishing Deductible® program acts as a reward for each year of claims-free driving you accrue. This reward is on top of the separate accident-free and defensive-driving discounts that Chesterfield drivers can earn with Nationwide. There are also secondary services that can be added on to your policy including rental reimbursement, towing, and roadside assistance. And should you ever need it, the On Your Side® Claims Service offers a list of qualified shops and a secure way to monitor the repairs.

    Learn how to choose a personalized Nationwide solution without getting frustrated or spending an entire day on research. Talk to Lottie M Schmidt & Thompson and make decisions with speed and confidence. Give us a call at (586) 949-9393. The office is located at 48955 Jefferson Ave.

  • Homeowners Insurance

    Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why Lottie M Schmidt & Thompson offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. Richard A Thompson is here to help you find the right coverage for your home.

    Our Chesterfield agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.

    If you bought your home a while back but are looking to switch to a different policy provider, the Lottie M Schmidt & Thompson team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with Richard A Thompson or any other member of our team, visit our 48955 Jefferson Ave office or call us at (586) 949-9393.

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Chesterfield, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Lottie M Schmidt & Thompson, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Richard A Thompson and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (586) 949-9393 to speak with one of our team members, or stop by 48955 Jefferson Ave,Chesterfield,MI,48047 to discuss your insurance needs in our office.


    LAW-0241AO (05/18)

  • Business Insurance

    Nationwide Insurance: Lottie M Schmidt & Thompson has the local knowledge and versatile insurance products to customize coverage for any small-to-medium-sized company in Chesterfield. That said, even small businesses can have big business insurance needs. Liability, asset protection, commercial auto, employee insurance and other risk management tools apply to more than just the Fortune 500. Our agents have plenty of experience working with companies in virtually every Chesterfield industry, from food and beverage to auto repair, as well as more niche markets. Nationwide Insurance: Lottie M Schmidt & Thompson can help your business understand how various coverage options work within your specific industry.

    More than just the industry, business insurance policy options are likely to be affected by the company's size, age, and location. Not to worry, our agents know the risks facing your business. Nationwide Insurance: Lottie M Schmidt & Thompson has the local knowledge to identify and explain how a particular location impacts a company's risk profile - regardless of whether or not you hung your shingle near our office.

    By partnering with Nationwide, it's easy to build a policy that manages the company's risk. In fact, with Nationwide's On Your Side® Review, business owners know that their coverage is keeping up with their evolving insurance priorities. Flexible billing and payment options can also manage the financial side of your business.

    Give Nationwide Insurance: Lottie M Schmidt & Thompson a call at (586) 949-9393. We can find a policy for your company quickly and confidently over the phone, or we can schedule a time to talk about your policy in person.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Lottie M Schmidt & Thompson also offers products in AZ, CA, IN, IA, KS, MI, MN, MT, NV, OH, OR, WI, KY. Please call for information on products in those states.

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