Lubowicki Insurance Agency Inc. in Metuchen, NJ

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Lubowicki Insurance Agency Inc. in Metuchen, New Jersey provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Just as not all vehicles are the same, not all auto insurance policies are the same. Lubowicki Insurance Agency Inc. specializes in creating auto insurance plans unique to your driving conditions and the demands of Metuchen. As a representative of Nationwide, you can rest knowing that your automobile is covered.

    We make it simple and quick for you to get the auto coverage you need for your vehicle. The Lubowicki Insurance Agency Inc. also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.

    Lubowicki Insurance Agency Inc. doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (732) 549-2222, or you're more than welcome to pay us a visit at our office located at 400 New Durham Rd. We look forward to providing auto insurance to meet your wants and needs.

  • Homeowners Insurance

    At Lubowicki Insurance Agency Inc. it's our job to increase your sense of financial security and peace of mind through adequate home insurance. There are many components that make up a well-designed insurance policy and we can help you understand and choose the right types and amounts of coverage for your individual situation. Your location in Metuchen, the number of detached buildings on your property, and your personal belongings all affect the type of coverage you need to be sufficiently protected.

    We want your entire experience with Lubowicki Insurance Agency Inc. to be simple and hassle-free and that's why we work with Nationwide. Specialized coverage, easy claims processing, and top-notch service are the standard, and each policy is tailored to fit your specific structure and situation. With focused optional coverage such as Brand New Belongings®, you can receive assistance in replacing or repairing your covered belongings.

    Whatever options you choose, we strive to make your entire insurance experience, from choosing a policy to filing a claim, as simple as possible. If you need coverage but don't have time to stop in our office, give us a call at (732) 549-2222. We can design a policy over the phone and answer any questions you may have about protecting your valuables. Call today for service or to schedule an appointment at our office located at 400 New Durham Rd.

  • Life Insurance

    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Lubowicki Insurance Agency Inc. in Metuchen. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Lubowicki Insurance Agency Inc. located at 400 New Durham Rd or call us at (732) 549-2222.


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  • Business Insurance

    You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Lubowicki Insurance Agency Inc. in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.

    What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.

    Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Metuchen, schedule a consultation appointment today. Visit us at 400 New Durham Rd or call us at (732) 549-2222.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Lubowicki Insurance Agency Inc. also offers products in NJ. Please call for information on products in those states.