Lynn Cary-Wheeler, Insurance Agent

Cary-Wheeler & Associates Inc. in Richmond, VA

Lynn Cary-Wheeler

Agency President

8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:15 AM - 5:30 PMClosed Today Closed Today
Main Number
(804) 741-9200(804) 741-9200

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Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:30 PM
Tue8:30 AM - 5:30 PM
Wed8:30 AM - 5:30 PM
Thu8:30 AM - 5:30 PM
Fri8:15 AM - 5:30 PM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Lynn Cary-Wheeler

Skiing with family, gardening, cooking, entertaining


  • Bachelor of Arts in Political Science/Public Administration from Lynchburg College

Professional Designations


Languages Spoken

  • English

Licensed In

  • VA


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Growth and Leadership Agency, Licensed in Property & Casualty, Life & Health, since 1983, On Your Side Certified Agency


  • Champion Award

Community Activities

  • Church , Community Involvement with the local high schools

Our Insurance Products

The Nationwide Insurance: Cary-Wheeler & Associates Inc. in Richmond, VA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Old and new cars of all makes and models should be protected with a dependable car insurance plan from a dedicated agent like Lynn Cary-Wheeler. Cary-Wheeler & Associates Inc. will guide you to find an insurance plan that fits your needs. We also have teamed up with Nationwide to ensure you have everything you need to protect your vehicle and everyone in it.

    The way you drive your car, your car's safety and security features, and where you park your car in Richmond are all factors that have an impact on how much you'll pay for insurance. In addition to these factors, we look for every available discount that you qualify for to provide you with the greatest possible savings. We may not be able to save you money at the pump, but we'll do our best to see if you qualify for discounts on your auto insurance. There are also a number of coverage options you can add on your policy, all of which we'll be more than happy to go over with you.

    There's no need to take chances while you're behind the wheel. Relax and enjoy the ride knowing that you've got the right auto insurance plan from Cary-Wheeler & Associates Inc.. Feel free to pay us a visit at our location at 1125 Gaskins Rd or call (804) 741-9200.

    Get an insurance quote

  • Homeowners Insurance

    Buying a new home in Richmond is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Lynn Cary-Wheeler can help. Here at Cary-Wheeler & Associates Inc., we help homeowners every day by providing personalized insurance solutions.

    Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.

    We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Cary-Wheeler & Associates Inc. team members are here to help. Call us today at (804) 741-9200 or visit our 1125 Gaskins Rd location.

    Get an insurance quote

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Richmond, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Cary-Wheeler & Associates Inc. and Lynn Cary-Wheeler can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (804) 741-9200 for an appointment with an agent. Feel free to stop by 1125 Gaskins Rd,Richmond,VA,23238 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance

    When it comes to owning and operating your own business, few choices may seem clear or simple. Lynn Cary-Wheeler can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Richmond area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.

    Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At Cary-Wheeler & Associates Inc., we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.

    Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (804) 741-9200 or visit our 1125 Gaskins Rd office.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Cary-Wheeler & Associates Inc. also offers products in VA. Please call for information on products in those states.

About Cary-Wheeler & Associates Inc.

Tammy Stough, Insurance Agent

Tammy Stough Office Manager/ Agent

(804) 741-9200(804) 741-9200
(804) 740-6133(804) 740-6133
Hello....and Welcome to the Nationwide Office of Cary-Wheeler & Associates, Inc. With our agency, you will feel right at home, as we want you to be a part of our insurance family. Our priority, as a full service insurance agency, is to provide you with the best protection at the best price possible. In the event of a claim, we are here to assist you during this process. Our agency's focus is to provide you with outstanding customer service. Referrals from our existing clients are our most significant source of new clients...which is why we treat our clients as our family. We have been serving the needs of our clients for over 29 years. We have a highly trained staff that keeps up with the on-going training and education that our industry demands. We are an "On Your Side Certified Agency". We are here to serve you...we are "On Your Side"!
Our agency, which started in 1983, is a full service agency, offering Auto, Home, and Commercial Products. Our goal is to provide you with our very best insurance coverages and products that meet all of your insurance needs. We are conveniently located at the corner of Gaskins Rd & Patterson Ave in the Gaskins Place Shopping Center (between Suntrust Bank and 7-11).

Average customer rating for Cary-Wheeler & Associates Inc.

1125 Gaskins Rd
Suite 100
Richmond, VA 23238