M L Sutphin Insurance Agency Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The M L Sutphin Insurance Agency Inc. in Moneta, VA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Understanding car insurance does not have to be a hassle. At M L Sutphin Insurance Agency Inc. we believe protecting your vehicle should be simple. Margaret Louise Sutphin and Nationwide have come together in Moneta to provide you with quality insurance at an affordable price. The protection we provide is meant to reduce your stress and decrease the time it takes to get you safely back on the road after an accident.

    When an accident happens, we are there to help. This includes helping you find the best repair shop near you so you can get your life back on track as quickly as possible. All the repair shops in Nationwide's network have been pre-screened and pre-qualified for the highest level of service. Part of your membership is knowing how your vehicle is protected. This is part of Nationwide's On Your Side® Review, a process where we will answer any questions you may have and review your coverages to make sure you have the right protection for your needs. All new members receive the same great service we have provided to our members for many years.

    Because we're local to your area, getting the right protection for your vehicle is easy. M L Sutphin Insurance Agency Inc. is conveniently located in Moneta to better serve you, and Margaret Louise Sutphin is available to speak to you and find the right protection for your car. Come visit us at 16483 Moneta Rd.
  • Homeowners Insurance
    Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at M L Sutphin Insurance Agency Inc. in Moneta to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.

    Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Moneta is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.

    There are several other options, and Margaret Louise Sutphin with M L Sutphin Insurance Agency Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (540) 266-3074. You can also stop by our office at 16483 Moneta Rd to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
  • Life Insurance
    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Moneta life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at M L Sutphin Insurance Agency Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (540) 266-3074 and ask for Margaret Louise Sutphin or visit us at 16483 Moneta Rd,Moneta,VA,24121. We will be happy to work with you to make sure your family’s financial security is always protected.


    LAW-0245AO (05/18)
  • Business Insurance
    One of the best gifts that business owners can give themselves is peace of mind. To that end, Nationwide Insurance: M L Sutphin Insurance Agency Inc. has teamed up with Nationwide to offer a wide range of business insurance solutions in Moneta. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.

    When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Margaret Louise Sutphin or one of our other agents looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.

    Take an important step today and stop by the Nationwide Insurance: M L Sutphin Insurance Agency Inc. office at 16483 Moneta Rd. Alternatively, give us a call at (540) 266-3074 to begin investigating your insurance coverage options.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The M L Sutphin Insurance Agency Inc. also offers products in FL, MD, NC, OH, VA, WV. Please call for information on products in those states.

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