Herman W Lapointe Jr Insurance Agency in Fall River, MA

The Herman W Lapointe Jr Insurance Agency in Fall River, Massachusetts provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why Herman W Lapointe Jr Insurance Agency is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Fall River.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (401) 624-8433 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 10 N Main St.

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• Home Insurance

  Your home is where your life takes place, so your home insurance policy should keep up with you and not the other way around. With Herman W Lapointe Jr Insurance Agency, we are here to help you find affordable, personalized insurance coverage to make your life a little bit easier. We tailor your policy to reflect your needs and to ultimately protect your property, assets, and loved ones if you experience a covered loss. Our team can discuss your needs, your concerns, and budget to come up with a policy that gives you greater peace of mind.
  
  In Fall River, there are certain hazards unique to this area that can put your home at risk, and you probably already know what they are. We're also familiar with these risks and want to make sure your policy protects you if you experience one. Not only will we listen to your needs, but we'll also give you suggestions and information about our specialized products to take the hassle out of shopping for insurance. For example, with our Brand New Belongings® coverage program, you get help replacing or repairing your covered items if disaster ever strikes. Through this program, your belongings are protected up to their full value.
  
  The quality of our insurance assistance speaks for itself, and we can't wait to partner with you. Call (401) 624-8433 today to find out more about protecting your home with a personalized policy. Or, come and see us at our office located at 10 N Main St.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Fall River, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Herman W Lapointe Jr Insurance Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Herman W Lapointe Jr Insurance Agency is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (401) 624-8433 to speak with one of our team members, or stop by 10 N Main St to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  As new Fall River businesses prepare to take their place in the greater economic world, many new business owners are going to be thinking about insurance. What should a good business insurance policy contain? What lines of coverage are most appropriate for a business serving a particular population or industry? How can you be sure that a policy is going to work hard to serve your interests as a business owner? Getting direct, honest answers from an expert is easy. Just contact Herman W Lapointe Jr Insurance Agency. Our team is here to help business owners select the exceptional Nationwide coverage that is going to give them the strongest start in this new stage of life. Nationwide provides outstanding customer service so you are never alone.
  
  There are many uncertainties when it comes to owning and operating a business, so why not let your business insurance take some of the burden? Good coverage is going to provide peace of mind as you prepare to open for business. Even as your business grows and thrives, this coverage is going to continue offering the support required for expanding operations. In a sense, the right insurance policy is going to help bring about future success through present security.
  
  Herman W Lapointe Jr Insurance Agency can tell you more about Nationwide insurance options, and can customize a policy to suit the needs of your organization. Call today at (401) 624-8433 or visit our office at 10 N Main St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Herman W Lapointe Jr Insurance Agency also offers products in CO, CT, GA, ME, MA, NH, RI, SC, VT. Please call for information on products in those states.