The Matthew E Kengersky in Bradford, PA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Matthew E Kengersky focuses on explaining auto insurance coverage in a common sense way that members in Bradford appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Matthew E Kengersky works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (814) 368-8097, and agents are happy to take set appointments for in-person consultations at our office located at 48 N Kendall Ave.
Home Insurance
The Matthew E Kengersky has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Bradford neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Matthew E Kengersky or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
Matthew E Kengersky has partnered with Nationwide to deliver superior home insurance solutions to Bradford homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the Matthew E Kengersky, and we'll be your no-nonsense guide to Bradford home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 48 N Kendall Ave.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Matthew E Kengersky are here to help people like you in the Bradford area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (814) 368-8097 and ask for Matthew E Kengersky. We are located at 48 N Kendall Ave,Bradford,PA,16701 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
When you are a business owner, stability is likely one of your top priorities. We at Matthew E Kengersky understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Matthew E Kengersky may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Bradford such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (814) 368-8097 or stop by our Matthew E Kengersky office on 48 N Kendall Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Matthew E Kengersky also offers products in NY, PA. Please call for information on products in those states.
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