McGowan-Stitt Insurance Inc.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The McGowan-Stitt Insurance Inc. in Covington, TN provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Auto insurance is not one-size-fits-all. For some Covington residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the McGowan-Stitt Insurance Inc., we know how to customize a policy so that it meets the needs and priorities of your Covington household.

    As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Covington customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.

    Let the McGowan-Stitt Insurance Inc. take the stress out of buying auto insurance in Covington. Give us a call at (901) 476-7137 to talk about your coverage or to make an appointment with our office during business hours. We're located at 102 W Liberty Ave.
  • Homeowners Insurance
    Although you don't expect it, you know that a natural disaster can happen or that a break-in might occur, resulting in a loss of valuables or damage to your home. There are even emergencies that arise from installing a pool system or living in different areas. Having a good home insurance policy in place will go a long way toward providing the kind of reassurance you need to get through a rough time, making any claims process stress free and easy. You can rely on the professionals at McGowan-Stitt Insurance Inc. to put together a policy that will afford protection for your home, your possessions, and your family.

    We have teamed up with Nationwide to offer a wide range of home insurance options and to make it easy for you to obtain a quote. Perhaps you have freestanding structures such as a garage, a pool house, or a gazebo that need to be added to your home insurance policy. You also may want contents coverage for your furniture or clothing. You should consider the value of having a personal umbrella policy that provides higher amounts of coverage for bodily injury and property damage to others to bring peace of mind all year round.

    We also provide an excellent claims service to help you get back to normal following a loss, and our discount program is available to save you even more. To learn about our policies, just call Delphinia Michele Waddell at (901) 476-7137, or drop by our office at 102 W Liberty Ave.
  • Life Insurance
    Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.

    We at McGowan-Stitt Insurance Inc. proudly work with residents in the Covington area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.

    The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.

    As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call (901) 476-7137 and ask to speak to Delphinia Michele Waddell. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 102 W Liberty Ave,Covington,TN,38019. We look forward to seeing you.


    LAW-0246AO (05/18)
  • Business Insurance
    Beyond general liability and asset protection, let Nationwide Insurance: McGowan-Stitt Insurance Inc. help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Covington. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Nationwide Insurance: McGowan-Stitt Insurance Inc..

    Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Nationwide Insurance: McGowan-Stitt Insurance Inc. can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.

    Give Nationwide Insurance: McGowan-Stitt Insurance Inc. a call at (901) 476-7137, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 102 W Liberty Ave.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The McGowan-Stitt Insurance Inc. also offers products in AL, AR, MS, MO, TN, TX, KY. Please call for information on products in those states.

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