The Knippenberg Insurance Inc. in Cumberland, MD provides the following products. To learn more about each insurance product, click on the links below.
The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At Knippenberg Insurance Inc. located in Cumberland, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.
Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Knippenberg Insurance Inc. can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.
Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 608 N Mechanic St, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (301) 724-1724.
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Knippenberg Insurance Inc. in Cumberland to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Cumberland is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and Knippenberg Insurance Inc. with Knippenberg Insurance Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (301) 724-1724. You can also stop by our office at 608 N Mechanic St to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
Business Insurance
Knippenberg Insurance Inc. has extensive local knowledge of the various industries operating in Cumberland and 21502, earned through past experience working with individual companies that call Cumberland home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Knippenberg Insurance Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Knippenberg Insurance Inc. can help you find coverage that makes sense for your Cumberland company.
Don't wait any longer to protect what you've worked so hard to build. Let Knippenberg Insurance Inc. make sure your customers, employees, and business are covered. Give us a call at (301) 724-1724 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
Choosing a new apartment or house to rent in Cumberland can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. Knippenberg Insurance Inc. can help you safeguard your belongings by answering all your questions about renters insurance coverage.
Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give Knippenberg Insurance Inc. a call at (301) 724-1724 or visit at 608 N Mechanic St to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.
Buying a condo in Cumberland is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let Knippenberg Insurance Inc. help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at Knippenberg Insurance Inc. to build a customized policy that fits your life.
Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give Knippenberg Insurance Inc. a call at (301) 724-1724 or visit at 608 N Mechanic St to learn more about your options for a plan that meets your individual needs.
The Knippenberg Insurance Inc. also offers products in AL, AZ, CO, DE, DC, FL, GA, IL, IN, MD, MI, NY, NC, OH, PA, SC, TN, TX, VT, VA, WV, KY, NJ. Please call for information on products in those states.