The Geoffrey Karlen Agency Inc. in Frederick, MD provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Geoffrey Karlen Agency Inc.. We work with Nationwide to bring you excellent service and coverage in Frederick.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Geoffrey Karlen Agency Inc. or another experienced agent a call today at (301) 790-3304. Drivers can discuss options over the phone or in person at 186 Thomas Johnson Dr.
Home Insurance
For years, Geoffrey Karlen Agency Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
Geoffrey Karlen Agency Inc. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Frederick at 186 Thomas Johnson Dr. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Geoffrey Karlen Agency Inc. at (301) 790-3304 to explore your insurance options.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Frederick, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Geoffrey Karlen Agency Inc. and Geoffrey Karlen Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (301) 790-3304 for an appointment with an agent. Feel free to stop by 186 Thomas Johnson Dr,Frederick,MD,21702 to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
As a small business owner in Frederick, the need for you to have a solid business insurance policy protecting your business cannot be overstated. You no doubt put a lot of time and effort into growing and sustaining your business, so why risk its future by not protecting it and yourself against any and all obvious and unforeseen risks? With the help of our team here at Geoffrey Karlen Agency Inc., we can help you secure coverage through Nationwide, one of the country's most respected insurers.
When it comes to business insurance, your primary concern should be getting the right amount of coverage for your company. You certainly don't want to leave any potential gaps in your coverage, yet at the same time, you don't want to overpay either. Fortunately, Nationwide is with you when it comes to finding your ideal insurance package. An agent will be happy to sit down with you and take an inventory of all of your current business assets. The amount of replacement coverage that you'll need will then be determined by the replacement value of those assets. Next, you'll review the types of services that you offer, as well as the risks that your employees and customers are exposed to. Your liability coverage needs are then determined from there.
Selecting the appropriate types and amounts of coverage needed to protect your small business doesn't need to be difficult, particularly when you have the help of an experienced agent. We at Geoffrey Karlen Agency Inc. can provide that experience in helping you create a policy through Nationwide that's customized to fit your unique needs. To schedule an appointment to discuss your business insurance options, call us at (301) 790-3304, or come by and see us on 186 Thomas Johnson Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Geoffrey Karlen Agency Inc. also offers products in DC, MD, OH, PA, VA, WV. Please call for information on products in those states.
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