Elite Status

Payne Insurance Agency Inc. in Frederick, MD

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

Hours

Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
SatClosed
SunClosed

About Your Elite Agency

Our top priority is to protect our clients while providing them with a personalized insurance needs analysis package. As a full service agency, we are dedicated to establish a trustworthy relationship between our clients and our staff. Give us a call to discuss your insurance needs today. We will be happy to help you.

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Payne Insurance Agency Inc.

Licensed In

  • DC
  • MD
  • VA

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports
  • Human Services

Languages Spoken

  • English
  • Spanish

Our Insurance Products

The Payne Insurance Agency Inc. in Frederick, MD provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Payne Insurance Agency Inc. is your go-to source for friendly, knowledgeable advice about your Frederick auto insurance. It doesn't matter if you're trying to determine the right claim limits for your household, or if you're a first-time owner of an RV, motorcycle, or specialty vehicle. Whatever your question, we can help you find quick, confident answers and speedily take care of your auto insurance needs.

    Payne Insurance Agency Inc. customer needs run the gamut from meeting minimum requirements for the state of MD and finding low-as-they-go premiums, to building comprehensive, personalized coverage through various Nationwide programs. Along with higher claim limits, roadside assistance, rental reimbursement, and gap insurance are some of the popular options. You can also reward yourself for every year of claims-free driving by enrolling in the Vanishing Deductible® program.

    There are sizable discounts available to most customers, everything from good grades to multiple policy discounts. We also offer plenty of billing and payment options to make running your household just a little bit easier. Whether you're in our neck of the woods on 1100 W Patrick St or no matter where you live in Frederick, you can get the coverage you need with the Payne Insurance Agency Inc.. Give us a call at (301) 670-9823 today.

  • Home Insurance

    Let Payne Insurance Agency Inc. explain the policy choices needed to personalize a policy solution for any Frederick household. Our agents are ready to go through and explain the details of various coverage options. Frederick homeowners can quickly and clearly understand what's at stake when making their policy choices with Payne Insurance Agency Inc..

    More than just the versatile products, Payne Insurance Agency Inc. knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.

    Whether it's a 21703 home near our local office or a residential property throughout the city, the experts at Payne Insurance Agency Inc. understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to Payne Insurance Agency Inc. or one of our other friendly, knowledgeable agents by calling (301) 670-9823. For those who wish to discuss their coverage in person, our office is located at 1100 W Patrick St.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Frederick, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Payne Insurance Agency Inc. and Payne Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (301) 670-9823 for an appointment with an agent. Feel free to stop by 1100 W Patrick St,Frederick,MD,21703 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Payne Insurance Agency Inc. work with Nationwide to provide insurance solutions for your business in Frederick. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.

    Payne Insurance Agency Inc. has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Frederick.

    Give our team at Payne Insurance Agency Inc. a call at (301) 670-9823, or stop by our office on 1100 W Patrick St. We will answer any questions you have and get started on building an insurance policy for your business needs.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Payne Insurance Agency Inc. also offers products in DE, DC, MD, VA. Please call for information on products in those states.