About Rice Agency Inc.
- Human Services
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Rice Agency Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Hagerstown.
Rice Agency Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (301) 582-2636. Or, call to schedule an appointment at our office at 17345 Virginia Ave.
Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Rice Agency Inc. in Hagerstown has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Rice Agency Inc. will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
Contact Rice Agency Inc. to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 17345 Virginia Ave. You can also give us a call at (301) 582-2636 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Hagerstown, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Rice Agency Inc. and Rice Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (301) 582-2636 for an appointment with an agent. Feel free to stop by 17345 Virginia Ave,Hagerstown,MD,21740 to discuss Nationwide coverage options in person.
Rice Agency Inc. has the local knowledge and versatile insurance products to customize coverage for any small-to-medium-sized company in Hagerstown. That said, even small businesses can have big business insurance needs. Liability, asset protection, commercial auto, employee insurance and other risk management tools apply to more than just the Fortune 500. Our agents have plenty of experience working with companies in virtually every Hagerstown industry, from food and beverage to auto repair, as well as more niche markets. Rice Agency Inc. can help your business understand how various coverage options work within your specific industry.
More than just the industry, business insurance policy options are likely to be affected by the company's size, age, and location. Not to worry, our agents know the risks facing your business. Rice Agency Inc. has the local knowledge to identify and explain how a particular location impacts a company's risk profile - regardless of whether or not you hung your shingle near our office.
By partnering with Nationwide, it's easy to build a policy that manages the company's risk. In fact, with Nationwide's On Your Side® Review, business owners know that their coverage is keeping up with their evolving insurance priorities. Flexible billing and payment options can also manage the financial side of your business.
Give Rice Agency Inc. a call at (301) 582-2636. We can find a policy for your company quickly and confidently over the phone, or we can schedule a time to talk about your policy in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Rice Agency Inc. also offers products in DE, DC, FL, MD, NY, NC, PA, SC, VA, WV. Please call for information on products in those states.
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