The Timothy E Halkos in Lanham, MD provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Timothy E Halkos knows how important this is to drivers in Lanham, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Timothy E Halkos asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (301) 459-4478 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 9512 Lanham Severn Rd.
Home Insurance
Timothy E Halkos can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Lanham agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Lanham neighborhoods are, no two households are exactly the same, even within 20706.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Lanham home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Timothy E Halkos walk you through the options and clearly explain your policy choices. Simply give us a call at (301) 459-4478. Or, if you're in the 20706 area during office hours, swing by our Lanham location at 9512 Lanham Severn Rd, and we can discuss your home insurance options in person.
Life Insurance
Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
At Timothy E Halkos, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
We work with Nationwide to provide friendly service and diverse coverage options to customers in Lanham. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Timothy E Halkos and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
If you are ready to learn coverage options, contact one of our agents at (301) 459-4478 to discuss them over the phone. You can also make an appointment or visit our office at 9512 Lanham Severn Rd,Lanham,MD,20706 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
LAW-0240AO (05/18)
Business Insurance
Timothy E Halkos has extensive local knowledge of the various industries operating in Lanham and 20706, earned through past experience working with individual companies that call Lanham home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.
These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Timothy E Halkos can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Timothy E Halkos can help you find coverage that makes sense for your Lanham company.
Don't wait any longer to protect what you've worked so hard to build. Let Timothy E Halkos make sure your customers, employees, and business are covered. Give us a call at (301) 459-4478 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Timothy E Halkos also offers products in DE, DC, MD, NC, OH, PA, TN, TX, VA, WV, KY. Please call for information on products in those states.
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