Timothy E Halkos in Lanham, MD

Our Insurance Products

The Timothy E Halkos in Lanham, MD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Timothy E Halkos knows how important this is to drivers in Lanham, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
  
  When building a policy, Timothy E Halkos asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
  
  Get the peace of mind you need by getting the policy that fits your needs. Call (301) 459-4478 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 9512 Lanham Severn Rd.

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• Home Insurance

  Timothy E Halkos can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Lanham agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Lanham neighborhoods are, no two households are exactly the same, even within 20706.
  
  For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Lanham home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
  
  Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Timothy E Halkos walk you through the options and clearly explain your policy choices. Simply give us a call at (301) 459-4478. Or, if you're in the 20706 area during office hours, swing by our Lanham location at 9512 Lanham Severn Rd, and we can discuss your home insurance options in person.

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• Life Insurance

  Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.
  
  At Timothy E Halkos, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.
  
  We work with Nationwide to provide friendly service and diverse coverage options to customers in Lanham. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.
  
  There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Timothy E Halkos and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.
  
  If you are ready to learn coverage options, contact one of our agents at (301) 459-4478 to discuss them over the phone. You can also make an appointment or visit our office at 9512 Lanham Severn Rd,Lanham,MD,20706 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.
  
  
  LAW-0240AO (05/18)

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• Business Insurance

  Whether your Lanham company is looking for liability, property, or more specialized commercial insurance, the Timothy E Halkos can help better manage your company's risk. We have insurance expertise in major industries like retail and construction, as well as more niche industries like golf courses and beauty salons.
  
  We also offer several types of employee insurance, including many that go above and beyond state-required coverage like workers compensation. What if someone blows out a knee at the company softball game, for example? Let one of the experts at Timothy E Halkos explain to you the advantages of Nationwide's GrouProtector℠ coverage. Meanwhile, the On Your Side® Review is a great way to keep your company up-to-date with the latest changes to state laws and local markets.
  
  With a business owner's policy and flexible billing options, we can readily develop an insurance solution that's customized for your Lanham business. For a policy that leaves no coverage gaps and a payment schedule that makes sense for your business' day-to-day, don't hesitate to contact us. Timothy E Halkos or one of our other knowledgeable agents can help protect your business from coverable losses. Give us a call at (301) 459-4478. You can also schedule an appointment with our 9512 Lanham Severn Rd office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Timothy E Halkos also offers products in DE, DC, MD, NC, OH, PA, TN, VA, WV. Please call for information on products in those states.