The Halkos Insurance Agency Inc. in Laurel, MD provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Halkos Insurance Agency Inc. so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
When you begin working with Halkos Insurance Agency Inc. at our Laurel office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (443) 288-4846 to set up an appointment at our office located at 8635 Cherry Ln. We look forward to helping you acquire the coverage you need.
Home Insurance
Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. Halkos Insurance Agency Inc. offers several types of home insurance products so you can find the protection you need. Speak with Halkos Insurance Agency Inc. to find out which type of home insurance is the best for you.
Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (443) 288-4846 or schedule an appointment for a consultation with Halkos Insurance Agency Inc. in Laurel to discuss your customized options.
We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 8635 Cherry Ln to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.
Life Insurance
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Halkos Insurance Agency Inc. are here to help people like you in the Laurel area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (443) 288-4846 and ask for Halkos Insurance Agency Inc.. We are located at 8635 Cherry Ln,Laurel,MD,20707 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
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Business Insurance
You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Halkos Insurance Agency Inc. may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Laurel. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Halkos Insurance Agency Inc. can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (443) 288-4846 to set up a time to stop by our office on 8635 Cherry Ln, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Halkos Insurance Agency Inc. also offers products in DE, DC, MD, NC, OH, PA, TN, TX, VA, WV, KY. Please call for information on products in those states.
All vehicle insurance
