J E Oates & Son Insurance Inc. in Lutherville, MD

The J E Oates & Son Insurance Inc. in Lutherville, MD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. J E Oates & Son Insurance Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Lutherville.
  
  J E Oates & Son Insurance Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (410) 339-7400. Or, call to schedule an appointment at our office at 1301 York Rd.

  Read MoreRead Less
• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the J E Oates & Son Insurance Inc. has worked so diligently to understand the insurance priorities of 21093 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Lutherville neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Lutherville home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but J E Oates & Son Insurance Inc. offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 1301 York Rd. But our home insurance expertise extends throughout the greater Lutherville area. Call the J E Oates & Son Insurance Inc. at (410) 339-7400 to get our take on the best way to protect against potential homeowner damages.

  Read MoreRead Less
• Life Insurance

  If you are thinking about purchasing a life insurance policy in Lutherville, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At J E Oates & Son Insurance Inc., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, J E Oates & Son Insurance Inc. and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (410) 339-7400 to speak with one of our team members, or stop by 1301 York Rd,Lutherville,MD,21093 to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

  Read MoreRead Less
• Business Insurance

  Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and J E Oates & Son Insurance Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Lutherville.
  
  The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by J E Oates & Son Insurance Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
  
  To get things started, J E Oates & Son Insurance Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (410) 339-7400 to make an appointment for a consultation at 1301 York Rd. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  Read MoreRead Less

The J E Oates & Son Insurance Inc. also offers products in CO, DE, DC, FL, MD, PA, SC, VA. Please call for information on products in those states.