About Joe M Long Insurance Inc.
Our Insurance Products
Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Joe M Long Insurance Inc. is here to help. At Joe M Long Insurance Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Silver Spring, know that we will always be there when you need us.
Come in today and talk to Joe M Long Insurance Inc.. You can visit us at 13975 Connecticut Ave or call in advance at (301) 654-7203 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Joe M Long Insurance Inc. in Silver Spring, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Joe M Long Insurance Inc. will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (301) 654-7203 to speak with a qualified agent or set up an appointment. You can also stop by our office at 13975 Connecticut Ave for a complimentary consultation to discuss your insurance needs.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Silver Spring, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Joe M Long Insurance Inc. and Joe M Long Insurance Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (301) 654-7203 for an appointment with an agent. Feel free to stop by 13975 Connecticut Ave,Silver Spring,MD,20906 to discuss Nationwide coverage options in person.
Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Joe M Long Insurance Inc. works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
To get the process started, Joe M Long Insurance Inc. may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
Finding the right coverage for a small business in Silver Spring is a process, but it is a process that Joe M Long Insurance Inc. has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (301) 654-7203 for a phone consultation or to set an appointment for a meeting at our offices located on 13975 Connecticut Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Joe M Long Insurance Inc. also offers products in DC. Please call for information on products in those states.
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