Won K. Kim Insurance Agency, Inc. in Silver Spring, MD

The Won K. Kim Insurance Agency, Inc. in Silver Spring, MD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Won K. Kim Insurance Agency, Inc. focuses on explaining auto insurance coverage in a common sense way that members in Silver Spring appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
  
  Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Won K. Kim Insurance Agency, Inc. works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
  
  Finding out more about our policy options is easy. Our offices can be reached at (301) 962-8300, and agents are happy to take set appointments for in-person consultations at our office located at 1211 Heritage Park Cir.

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• Home Insurance

  Feeling confident in your insurance policy's ability to protect what matters most is very important. Nationwide customers across the country have known for years that their chosen insurer is going to be there for them through the biggest life changes. Here at Won K. Kim Insurance Agency, Inc., we are pleased to offer personalized insurance solutions to our valued Silver Spring customers. This is a great time to re-evaluate your insurance needs and make sure your policies are working hard on your behalf.
  
  Any changes in your life may require taking a second look at insurance coverage. For instance, remodeling or renovating a home can increase its value considerably, which might mean your old home insurance policy is no longer reflective of your actual needs. Visiting with Won K. Kim Insurance Agency, Inc. is a great way to explore your home insurance policy options and other important coverage solutions.
  
  Thanks to the many coverage options made available through Nationwide, we can offer a more personalized approach to policy creation. Having home insurance tailored to your individual needs is the best way to ensure you are getting the best value. We can help evaluate your current home insurance needs and assist in determining the forms of coverage that best address your concerns. Contact Won K. Kim Insurance Agency, Inc. today by calling (301) 962-8300 or visit our offices at 1211 Heritage Park Cir. We look forward to helping your insurance do more for you.

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• Life Insurance

  At Won K. Kim Insurance Agency, Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Silver Spring think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
  
  Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
  
  There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
  
  By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
  
  To better understand coverage options, we encourage you to contact Won K. Kim Insurance Agency, Inc. at (301) 962-8300 to arrange a time to meet in office at 1211 Heritage Park Cir to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
  
  
  LAW-0244AO (05/18)

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• Business Insurance

  Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Won K. Kim Insurance Agency, Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Silver Spring.
  
  The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Won K. Kim Insurance Agency, Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
  
  To get things started, Won K. Kim Insurance Agency, Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (301) 962-8300 to make an appointment for a consultation at 1211 Heritage Park Cir. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Won K. Kim Insurance Agency, Inc. also offers products in . Please call for information on products in those states.