Rice Agency Inc. in Sykesville, MD

The Rice Agency Inc. in Sykesville, MD provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Get a personalized policy solution with Rice Agency Inc.. Our agents will take the time to understand your auto coverage priorities whether your household residing in Sykesville includes a first-time driver, specialty vehicle, or specific financial concerns. No matter what your priorities, the versatile policy options and coverage programs from Nationwide have enabled Rice Agency Inc. to serve motorists in neighborhoods across Sykesville.
  
  Looking for additional motorist services? Rental reimbursement, towing and labor and roadside assistance offer peace of mind should the day come when your vehicle has seen one too many Washington winters. Or maybe you're looking for more affordable coverage. Talk to Rice Agency Inc. or one of our other agents about available policy discounts. This includes discounts such as family plans and good student discounts, as well as anti-theft and defensive-driving incentives. Plus, there's more than one way to create coverage that's easier on the pocketbook. The Vanishing Deductible® program rewards Sykesville drivers for each year of claims-free driving.
  
  Better yet, shopping for auto insurance doesn't need to take a bunch of your time or patience. Get a policy recommendation quickly and confidently with Rice Agency Inc.. Call us at (410) 549-2900 to discuss coverage details and to buy a policy directly over the phone. You can also schedule a visit with our 5399 Enterprise St. office.

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• Home Insurance

  For years, Rice Agency Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
  
  Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
  
  Rice Agency Inc. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Sykesville at 5399 Enterprise St.. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Rice Agency Inc. at (410) 549-2900 to explore your insurance options.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Sykesville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Rice Agency Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (410) 549-2900 and ask for Rice Agency Inc. or visit us at 5399 Enterprise St.,Sykesville,MD,21784. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Rice Agency Inc. and the experts of Nationwide are working together to provide Sykesville entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of.
  
  No matter the industry that your company does business in, you should consider talking to your Rice Agency Inc. agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.
  
  Ready to see what we can do about protecting your business? Give us a call at (410) 549-2900, or feel free to visit us at our location at 5399 Enterprise St..
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Rice Agency Inc. also offers products in AZ, DE, DC, FL, GA, MD, NY, NC, OH, PA, SC, VA, WV, NJ. Please call for information on products in those states.