The Community Insurance Services Group LLC in Temple Hills, MD provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Your vehicle is an investment in both access and opportunity, which is why it's important to make sure it has the insurance coverage that you need to protect it. Community Insurance Services Group LLC knows how important this is to drivers in Temple Hills, which is why we work with Nationwide to provide policies to our members. Each vehicle and each driver is unique, so their insurance coverage also needs to be.
When building a policy, Community Insurance Services Group LLC asks members to look at the level of liability coverage they need first. From there, we help you figure out the best combination of collision and comprehensive coverage to protect the vehicle from damage when it is in motion and when it is parked. We will also work with you determine what discounts you may qualify for. For example, safe driving history and the vehicle's onboard safety options may help drivers reduce the cost for insurance.
Get the peace of mind you need by getting the policy that fits your needs. Call (301) 899-7311 today. Our agents are ready to answer questions, provide quotes, and sell policies over the phone for our clients' convenience. If you prefer to review your insurance needs face-to-face, you can also call to schedule an appointment. Face-to-face appointments are held in our office at 4467 Old Branch Ave.
Home Insurance
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Community Insurance Services Group LLC in Temple Hills, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Community Insurance Services Group LLC will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (301) 899-7311 to speak with a qualified agent or set up an appointment. You can also stop by our office at 4467 Old Branch Ave for a complimentary consultation to discuss your insurance needs.
Life Insurance
At Community Insurance Services Group LLC, we want to make customers aware of how easy and affordable life insurance is. We know many people in Temple Hills think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Community Insurance Services Group LLC at (301) 899-7311 to arrange a time to meet in office at 4467 Old Branch Ave,Temple Hills,MD,20748 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
LAW-0244AO (05/18)
Business Insurance
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
Community Insurance Services Group LLC works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Community Insurance Services Group LLC is proud to work in conjunction with Nationwide. Schedule a consultation by calling (301) 899-7311 or stopping into our offices on 4467 Old Branch Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Community Insurance Services Group LLC also offers products in DC, MD, VA. Please call for information on products in those states.