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Desmond & Payne Inc. in Portland, ME

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Desmond & Payne Inc.

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Desmond & Payne Inc. in Portland, ME provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Understanding the language of insurance policies can be difficult, which is why Desmond & Payne Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Desmond & Payne Inc. to fit any driver's needs in Portland.

    Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Desmond & Payne Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.

    To ask questions about coverage or to talk to Desmond & Payne Inc. about other discounts you might qualify for, give our offices a call at (207) 892-7996. We are also able to make appointments for face to face consultations at our office located at 2331 Congress St. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

  • Home Insurance

    Buying a home is a big step; this decision holds the key to a stable, more financially sound future. Homeowners and their families deserve the right kind of protection, which is why Desmond & Payne Inc. offers comprehensive home insurance coverage. Protecting this important investment goes a long way towards ensuring that your home is there for you today and tomorrow. Enjoy knowing that you are creating a legacy that will see you through the many years to come. Desmond & Payne Inc. is here to help you find the right coverage for your home.

    Our Portland agency offers personalized Nationwide insurance products that give homeowners the coverage they need. Customizing insurance solutions to your needs is part of what makes our work so valuable. We go the extra mile to make sure that your home receives the coverage it requires. The result is a policy that addresses the distinctive needs of your home, the surrounding property, and even structures like free-standing garages.

    If you bought your home a while back but are looking to switch to a different policy provider, the Desmond & Payne Inc. team can help. By evaluating your current needs as a homeowner we can make recommendations regarding improved lines of coverage. This is a great way to get personalized advice that speaks directly to your individual concerns. To speak with Desmond & Payne Inc., visit our 2331 Congress St office or call us at (207) 892-7996.

  • Life Insurance

    At Desmond & Payne Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Portland think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Desmond & Payne Inc. at (207) 892-7996 to arrange a time to meet in office at 2331 Congress St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.

    Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.

    Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Desmond & Payne Inc. in Portland, our certified agents are ready to assist you with your insurance needs and concerns. Desmond & Payne Inc. is located at 2331 Congress St. If you are ready to discuss the future of your small business, give us a call at (207) 892-7996 right now.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Desmond & Payne Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.