Arthur J Gallagher Risk Mgt Sr in Bloomfield Hills, MI

The Arthur J Gallagher Risk Mgt Sr in Bloomfield Hills, Michigan provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Arthur J Gallagher Risk Mgt Sr prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Bloomfield Hills feeling confident they have exactly the coverage they need.
  
  Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Arthur J Gallagher Risk Mgt Sr works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
  
  If you have questions about coverage options and policies, talk to one of our agents by calling us at (248) 332-3100. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 2600 S Telegraph Rd.

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• Home Insurance

  Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. At Arthur J Gallagher Risk Mgt Sr, we help homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
  
  Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
  
  Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Arthur J Gallagher Risk Mgt Sr is located at 2600 S Telegraph Rd. Contact our office at (248) 332-3100 to speak with our agent.

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• Life Insurance

  Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Bloomfield Hills life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
  
  The agents at Arthur J Gallagher Risk Mgt Sr will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
  
  Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
  
  You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
  
  Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Arthur J Gallagher Risk Mgt Sr at (248) 332-3100 or visit us at 2600 S Telegraph Rd. We will be happy to work with you to make sure your family’s financial security is always protected.
  
  
  LAW-0245AO (05/18)

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• Business Insurance

  Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Arthur J Gallagher Risk Mgt Sr works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
  
  To get the process started, Arthur J Gallagher Risk Mgt Sr may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
  
  Finding the right coverage for a small business in Bloomfield Hills is a process, but it is a process that Arthur J Gallagher Risk Mgt Sr has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (248) 332-3100 for a phone consultation or to set an appointment for a meeting at our offices located on 2600 S Telegraph Rd.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Arthur J Gallagher Risk Mgt Sr also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.