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Kruzel Insurance & Financial L Srvcs Agncy in Boyne City, MI

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Kruzel Insurance & Financial L Srvcs Agncy in Boyne City, MI provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Auto insurance is not one-size-fits-all. For some Boyne City residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Kruzel Insurance & Financial L Srvcs Agncy, we know how to customize a policy so that it meets the needs and priorities of your Boyne City household.

    As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Boyne City customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.

    Let the Kruzel Insurance & Financial L Srvcs Agncy take the stress out of buying auto insurance in Boyne City. Give us a call at (231) 582-4848 to talk about your coverage or to make an appointment with our office during business hours. We're located at 310 S Lake St.

  • Home Insurance

    No matter which Charlotte neighborhood you live in, home insurance isn't a luxury. It's an essential measure of financial protection against many different coverable losses. Let the Kruzel Insurance & Financial L Srvcs Agncy quickly and clearly explain the different types of coverage you need for your property and belongings. We take great pride in finding personalized policy solutions for our Boyne City homeowners.

    Have a bunch of older belongings that would be difficult to afford to replace? You'll be interested in Nationwide's Brand New Belongings® program. Are there several high-value items in your home? We'll talk about Valuables Plus® coverage. Do you host a lot of parties, or do you have a swimming pool in the backyard? The most important financial protection in your Boyne City homeowner's policy may very well be liability coverage.

    This catalog of personalized coverage programs is impressive, but it's not the only reason the Kruzel Insurance & Financial L Srvcs Agncy partners with Nationwide. Give us a call at (231) 582-4848. We can talk about available policy discounts, the no-hassle treatment you can expect from the On Your Side® Claims Service, and all the advantages that come with a Nationwide home insurance policy. You can also schedule an appointment with our office. We're located at 310 S Lake St.

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Kruzel Insurance & Financial L Srvcs Agncy are here to help people like you in the Boyne City area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (231) 582-4848 and ask for Kruzel Insurance & Financial L Srvcs Agncy. We are located at 310 S Lake St,Boyne City,MI,49712 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.


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  • Business Insurance

    Boyne City companies of all kinds come to Nationwide Insurance: Kruzel Insurance & Financial L Srvcs Agncy with their business insurance and risk management needs. That's why we've partnered with Nationwide. Maybe you're looking for a specific product offering like general liability or commercial property. Or maybe you're looking for a business owner's policy customized to eliminate any lingering coverage gaps. Versatile insurance solutions are available for local companies that operate in major industries as well as small businesses in niche markets.

    Kruzel Insurance & Financial L Srvcs Agncy talks to a lot of Boyne City business owners who are looking for a policy that's customized for their company but doesn't become another huge demand on their time. As part of our service at Nationwide Insurance: Kruzel Insurance & Financial L Srvcs Agncy, we'll make sure your company gets a free On Your Side® Review to search for new discounts and gaps in coverage. One of our agents can also explain the flexible billing and payment options available through Nationwide. It's easy to structure a policy to meet your immediate budgetary needs, while also helping to position your company for future growth.

    Call Nationwide Insurance: Kruzel Insurance & Financial L Srvcs Agncy at (231) 582-4848. We can discuss your company's risk management needs so that you can make a decision about your coverage quickly and confidently. We can also set up a time to talk in person. Our office is located at 310 S Lake St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Kruzel Insurance & Financial L Srvcs Agncy also offers products in MI. Please call for information on products in those states.