Preferred Insurance Services in Otsego, MI

The Preferred Insurance Services in Otsego, MI provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Preferred Insurance Services works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Otsego.
  
  Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Preferred Insurance Services understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
  
  If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Preferred Insurance Services at (269) 694-4220. You can also make an appointment for a face to face meeting at our offices at 120 Allegan St.

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• Home Insurance

  Preferred Insurance Services can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Otsego agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Otsego neighborhoods are, no two households are exactly the same, even within 49078.
  
  For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Otsego home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
  
  Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Preferred Insurance Services walk you through the options and clearly explain your policy choices. Simply give us a call at (269) 694-4220. Or, if you're in the 49078 area during office hours, swing by our Otsego location at 120 Allegan St, and we can discuss your home insurance options in person.

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• Business Insurance

  When it comes to owning and operating your own business, few choices may seem clear or simple. Preferred Insurance Services can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Otsego area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.
  
  Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At Preferred Insurance Services, we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.
  
  Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (269) 694-4220 or visit our 120 Allegan St office.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Preferred Insurance Services also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.