Preferred Insurance Services Inc. in Three Rivers, MI

The Preferred Insurance Services Inc. in Three Rivers, MI provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding the language of insurance policies can be difficult, which is why Preferred Insurance Services Inc. focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Preferred Insurance Services Inc. to fit any driver's needs in Three Rivers.
  
  Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Preferred Insurance Services Inc. understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
  
  To ask questions about coverage or to talk to Preferred Insurance Services Inc. about other discounts you might qualify for, give our offices a call at (269) 273-1597. We are also able to make appointments for face to face consultations at our office located at 132 W Michigan Ave. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

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• Home Insurance

  Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Three Rivers. Some physical components to consider when covering your home are detached additions, like pools and sheds.
  
  Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Preferred Insurance Services Inc. and all our other local agents want to make sure you get the best coverage possible.
  
  The sheer number of coverage options and discounts can seem overwhelming, but not when you have Preferred Insurance Services Inc. to explain every step along the way. We're located at 132 W Michigan Ave, but you can also call us at (269) 273-1597 to schedule an appointment or just ask questions.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Preferred Insurance Services Inc. are here to help people like you in the Three Rivers area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (269) 273-1597 and ask for Preferred Insurance Services Inc.. We are located at 132 W Michigan Ave,Three Rivers,MI,49093 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Preferred Insurance Services Inc. has been helping Three Rivers businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide.
  
  Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide.
  
  While there are common risk factors based on industry and location, every Three Rivers company has slightly different risk management needs. This is where the experts at Preferred Insurance Services Inc. can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (269) 273-1597. We can set up your policy over the phone or schedule a time to talk in person.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Preferred Insurance Services Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.