Michael D McGowen, Insurance Agent

Michael McGowen Agency Inc.

Michael D McGowen
Principal Agent
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(704) 983-3105(704) 983-3105

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(704) 983-3105(704) 983-3105
(704) 983-5621(704) 983-5621

Send Michael D McGowen an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Michael D McGowen

  • BA in Political Science from the University of NC at Charlotte. 1987 Graduate of Albemarle High School
Professional Designations
Languages Spoken
  • English
Licensed In
  • NC
  • SC
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Life Underwriter Training Council Fellow (LUTCF)
Community Activities
  • Active member of First Lutheran Church in Albemarle. Board Member of Stanly County Christian Ministries. Stanly Memorial Hospital Foundation Member. District Chairman Volunteer for Ducks Unlimited.

Our Insurance Products

The Nationwide Insurance: Michael McGowen Agency Inc. in Albemarle, NC provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Michael McGowen Agency Inc. prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.

    Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Michael D McGowen works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.

    If you have questions about coverage options and policies, talk to one of our agents by calling us at (704) 983-3105. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Michael D McGowen in our office at 607 N Second St.

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  • Homeowners Insurance
    Albemarle homeowners are experts when it comes to knowing everything there is to know about their house and property, but not all homeowners may be familiar with everything contained in their home insurance policies. Some policies are designed with a one-size-fits-all philosophy and may not provide adequate protection for special features like swimming pools, garages, carports, tree houses, and children's play equipment. Your home insurance policy should not be a mystery. Let the team at Michael McGowen Agency Inc. help you determine whether your policy is really providing the kind of protection your home requires. For years, Michael D McGowen has helped homeowners discover the right coverage for their needs.

    Every home and residential property is a little bit different, which means coverage should be tailored to meet each situation. Changes to the property, such as renovation or remodeling, may require taking a look at your current policy. As a Nationwide agency, we provide our customers with personalized coverage solutions. This approach helps make sure you are getting the most value for your money.

    We look forward to helping you access Nationwide home insurance and much more. Contact Michael D McGowen today by calling (704) 983-3105, or drop by our office on 607 N Second St. Our experienced agents are ready to help you improve your existing coverage or discover new policy options.

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  • Life Insurance
    At Michael McGowen Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Albemarle think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Michael D McGowen at (704) 983-3105 to arrange a time to meet in office at 607 N Second St,Albemarle,NC,28001 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.

    LAW-0244AO (05/18)

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  • Business Insurance
    Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Michael McGowen Agency Inc. in Albemarle offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.

    We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Michael D McGowen will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.

    Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 607 N Second St, or you can speak with us over the phone at (704) 983-3105.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Michael McGowen Agency Inc. also offers products in NC, SC. Please call for information on products in those states.

About the Michael McGowen Agency Inc.

Chris Hesley, Insurance Agent

Chris Hesley Associate Agent

(704) 983-3105(704) 983-3105
(704) 983-5621(704) 983-5621

Send Chris Hesley an Email

127 S Greene St
Wadesboro, NC 28170
Main Number
(704) 694-9696(704) 694-9696
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The McGowen Agency is a "multi-generation" agency that has served Stanly County since 1975. I began as an associate agent, then established the Michael McGowen Agency in 1998. My staff and I have proudly worked to meet the insurance needs of our community for the past 20 years, while actively supporting various charities and youth activities that make Stanly County a great place to live and raise a family. We strive to give our customers the best value we can while providing coverages to meet each families' ever changing needs. It is our mission to be a single source for all of your insurance needs. Our Anson County agency was established in 2005 and is located in historic uptown Wadesboro. One of the oldest counties in NC, Anson offers its residents the quiet, rural life that is coveted in today's world. Our local staff works to meet customer expectations, and give you the hometown service you deserve. We are proud to represent not only Nationwide Insurance, but also to be part of the small business community in Stanly and Anson Counties.
Our agency has qualified agents and staff that are specialized in Home, Auto, Life, and Business insurance and serve the Albemarle and Wadesboro areas. No matter where you are in life, we have the products and know-how to meet your needs. Nationwide has been doing business in North Carolina for over 85 years. It's a legacy we're very proud of here at our agency. We'll take the time to give you our signature OYS Review to help you protect what matters most: you and those you love.

Average customer rating for Michael McGowen Agency Inc.

607 N Second St
Albemarle, NC 28001