Michael E Hays, Insurance Agent

Michael E Hays

Michael E Hays
Agency Owner
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(757) 481-1968(757) 481-1968

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Get an insurance quote

(757) 481-1968(757) 481-1968
(757) 481-1432(757) 481-1432

Send Michael E Hays an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Michael E Hays

Live in Virginia Beach with wife Sidney
  • Bachelor of Science in Business Administration, Old Dominion University, class of 1983
Professional Designations
Languages Spoken
  • English
Licensed In
  • NC
  • VA
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Nationwide agent since 1988. Life Underwriting Training Council Fellow
Community Involvement Events
  • I enjoy playing competitive golf and mentoring junior golfers

Our Insurance Products

The Nationwide Insurance: Michael E Hays in Virginia Beach, VA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    Michael E Hays has been helping Virginia Beach drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Michael E Hays will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Virginia Beach area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Michael E Hays can answer questions about coverage limits, policy options or billing schedules. Our expertise and Virginia Beach auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (757) 481-1968. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Michael E Hays is located at 1340 N. Great Neck Rd..

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  • Homeowners Insurance
    The Michael E Hays has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Virginia Beach neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Michael E Hays or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.

    Michael E Hays has partnered with Nationwide to deliver superior home insurance solutions to Virginia Beach homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.

    There's no reason to let personalized options give you headaches when choosing your coverage. Call the Michael E Hays, and we'll be your no-nonsense guide to Virginia Beach home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 1340 N. Great Neck Rd..

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  • Life Insurance
    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Virginia Beach, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Michael E Hays and Michael E Hays can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (757) 481-1968 for an appointment with an agent. Feel free to stop by 1340 N. Great Neck Rd.,Virginia Beach,VA,23454 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance
    The business you own is something you wake up thinking about, and the issues of the day linger in your mind way past closing time. Whether your business is properly insured may be one of those issues, and if so, we'd like to help. Michael E Hays works with Nationwide to offer you insurance coverage to put your mind at ease. There are many different options, and we can combine those that are the most appropriate for your specific kind of business so that you will be covered for potential problems that are of the most concern to you. A business owner's policy, also known as a BOP, might be the perfect solution for coverage. If you have fewer than 100 employees and less than $5 million in annual sales plus property or equipment you want to protect, a BOP is worth exploring. To begin with, you'll be covered for property damage and general liability. It might be wise to add crime insurance to protect your business against fraud or theft, and equipment breakdown insurance which covers mechanical and electrical equipment as well as your computers. Speaking of computers, you might also want to add cyber liability insurance, which is great to have if someone hacks your computers and your electronic data is compromised. We know how hard you work to keep your customers happy and your company running on an even keel. When you're ready to talk about insurance protection, just give Michael E Hays a call at (757) 481-1968, or stop by our 1340 N. Great Neck Rd. office in Virginia Beach. Having comprehensive coverage for your business will mean one less thing you have to think about when you wake up in the morning. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Michael E Hays also offers products in NC, VA. Please call for information on products in those states.

About Michael E Hays

Sidney Hays, Insurance Agent

Sidney Hays Office Manager

(757) 481-1968(757) 481-1968
(757) 481-1432(757) 481-1432

Send Sidney Hays an Email

The Hays Agency was started in 1988 and serves clients in VA & NC. We are honored to be ON YOUR SIDE, through our ongoing commitment to truly exceptional service to our customers. Our goal is to provide creative and affordable solutions to your auto, home and life insurance needs and support it with superior customer service in our agency, through Nationwide Customer Service after hours or anytime via the on-line at www.nationwide.com. We are on your side!
Serving Virginia Beach, Norfolk, Portsmouth, Chesapeake, Suffolk, including the communities of Great Neck, Shore Drive, North End, Oceanfront, Bay Colony, Birdneck, Hilltop, Lynnhaven, Little Neck, Kings Grant, Thoroughgood, Ocean Lakes, Green Run, Plaza We are a full-service agency providing auto, homeowners, renters, flood, boat, motorcycle, RV, business and life insurance policies to serve your insurance needs.

Average customer rating for Michael E Hays

1340 N. Great Neck Rd.
Suite 1256
Virginia Beach, VA 23454