Michael Fearon, Insurance Agent

Graves-Fearon Agency LTD in Troy, OH

Michael Fearon

Agency Owner

8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:00 AM - 5:00 PMClosed Today 8:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(937) 335-1922(937) 335-1922

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Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Michael Fearon

Mike and Rachel have three children, Madelyn, age 15 and Seth, age 12 and Edee age 1.


  • Mike has a Bachelors Degree from The Ohio State University. He has attended numerous insurance-related courses.

Languages Spoken

  • English

Licensed In

  • IN
  • KY
  • OH


  • Auto
  • Life
  • Home
  • Business

Community Activities

  • Mike and Rachel are actively involved with the Darke County 4-H Program, Arcanum Athletic Boosters and attend EUM Church in Greenville, Ohio.

Our Insurance Products

The Nationwide Insurance: Graves-Fearon Agency LTD in Troy, OH provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Just as not all vehicles are the same, not all auto insurance policies are the same. Michael Fearon specializes in creating auto insurance plans unique to your driving conditions and the demands of Troy. As a representative of Nationwide, you can rest knowing that your automobile is covered.

    We make it simple and quick for you to get the auto coverage you need for your vehicle. The Graves-Fearon Agency LTD also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.

    Michael Fearon doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (937) 335-1922, or you're more than welcome to pay us a visit at our office located at 405 Public Square. We look forward to providing auto insurance to meet your wants and needs.

    Get an insurance quote

  • Homeowners Insurance

    Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Graves-Fearon Agency LTD. Our agents can help you take care of this essential step of becoming a Troy homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.

    Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Troy homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.

    Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Graves-Fearon Agency LTD agents demystify the process without oversimplifying it. Call us at (937) 335-1922 to discuss your property and policy coverage. All of our Troy customers are welcome to make an office appointment, but especially if you live in the 45373 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Graves-Fearon Agency LTD.

    Get an insurance quote

  • Life Insurance

    If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.

    We at Graves-Fearon Agency LTD are here to help people like you in the Troy area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.

    When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?

    You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.

    Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (937) 335-1922 and ask for Michael Fearon. We are located at 405 Public Square,Troy,OH,45373 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.

    LAW-0248AO (05/18)

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  • Business Insurance

    As a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At Graves-Fearon Agency LTD in Troy, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.

    If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.

    To learn more about commercial insurance, call Michael Fearon at (937) 335-1922 or drop by our 405 Public Square office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Graves-Fearon Agency LTD also offers products in IN, OH, KY. Please call for information on products in those states.

About the Graves-Fearon Agency LTD

Pamela Wisecup, Insurance Agent

Pamela Wisecup Personal Lines Sales Manager

(937) 335-1922(937) 335-1922
Sharon Helton, Insurance Agent

Sharon Helton Personal Lines Specialist

(937) 335-1922(937) 335-1922
Beth D Roberts, Insurance Agent

Beth D Roberts Commercial Sales/Services

(937) 335-1922(937) 335-1922
Ty Stikeleather, Insurance Agent

Ty Stikeleather Commercial Sales/Services

(937) 335-1922(937) 335-1922
Sharyn L Harman, Insurance Agent

Sharyn L Harman Personal Lines Specialist

(937) 335-1922(937) 335-1922
506 W National Rd
Vandalia, OH 45377
Main Number
(937) 898-4604(937) 898-4604
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708 N Main St
Arcanum, OH 45304
Main Number
(937) 692-5318(937) 692-5318
Click to visit page of this location
Welcome to Nationwide Insurance and the Graves-Fearon Agency. Our team has office locations in Troy and Vandalia and are here to serve all of your insurance needs. We work hard to provide the proper amount of coverage at the right price. We have been serving the Miami Valley for over 50 years. Our agency is proud to be part of the Troy, Vandalia and Miami Valley communities. We are proud to help protect your families & businesses. The Graves-Fearon Agency sponsors or serves in the following: Jr Fair Livestock Sales, athletic programs, Chamber of Commerce and much more.
Our agency has been serving the Miami Valley for over 50 years. We offer products to serve all of your insurance needs and have the experience to ensure that your family and/or business is properly protected.

Average customer rating for Graves-Fearon Agency LTD

405 Public Square
Ste 236
Troy, OH 45373