Michael Fearon, Insurance Agent

Graves-Fearon Agency LTD

Michael Fearon
Agency Owner
9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today

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Main Number
(937) 898-4604(937) 898-4604

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Get an insurance quote

(937) 898-4604(937) 898-4604
(937) 898-4606(937) 898-4606

Send Michael Fearon an Email


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Michael Fearon

Mike and Rachel have three children, Madelyn, age 15 and Seth, age 12 and Edee age 1.
  • Mike has a Bachelors Degree from The Ohio State University. He has attended numerous insurance-related courses.
Languages Spoken
  • English
Licensed In
  • IN
  • KY
  • OH
  • Auto
  • Life
  • Home
  • Business
Community Activities
  • Mike and Rachel are actively involved with the Darke County 4-H Program, Arcanum Athletic Boosters and attend EUM Church in Greenville, Ohio.

Our Insurance Products

The Nationwide Insurance: Graves-Fearon Agency LTD in Vandalia, OH provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Michael Fearon specializes in making it easy for Vandalia drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.

    Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Graves-Fearon Agency LTD, we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.

    Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (937) 898-4604. You're also more than welcome to visit us at 506 W National Rd.

    Get an insurance quote

  • Homeowners Insurance
    Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Graves-Fearon Agency LTD in Vandalia to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.

    Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Vandalia is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.

    There are several other options, and Michael Fearon with Graves-Fearon Agency LTD proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (937) 898-4604. You can also stop by our office at 506 W National Rd to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

    Get an insurance quote

  • Life Insurance
    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Vandalia, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Graves-Fearon Agency LTD and Michael Fearon can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (937) 898-4604 for an appointment with an agent. Feel free to stop by 506 W National Rd,Vandalia,OH,45377 to discuss Nationwide coverage options in person.

    LAW-0239AO (05/18)

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  • Business Insurance
    Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Graves-Fearon Agency LTD understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Vandalia.

    The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Michael Fearon or one of our other agents is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.

    To get things started, Michael Fearon recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (937) 898-4604 to make an appointment for a consultation at 506 W National Rd. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

    Get an insurance quote

The Graves-Fearon Agency LTD also offers products in IN, OH, KY. Please call for information on products in those states.

About the Graves-Fearon Agency LTD

Ty Stikeleather, Insurance Agent

Ty Stikeleather Commercial Sales/Services

(937) 898-4604(937) 898-4604
(937) 898-4606(937) 898-4606

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Pamela Wisecup, Insurance Agent

Pamela Wisecup Personal Lines Sales Manager

(937) 898-4604(937) 898-4604
(937) 898-4606(937) 898-4606

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Sharon Helton, Insurance Agent

Sharon Helton Personal Lines Specialist

(937) 898-4604(937) 898-4604
(937) 898-4606(937) 898-4606

Send Sharon Helton an Email

Beth D Roberts, Insurance Agent

Beth D Roberts Commercial Sales/Services

(937) 898-4604(937) 898-4604
(937) 898-4606(937) 898-4606

Send Beth D Roberts an Email

Sharyn L Harman, Insurance Agent

Sharyn L Harman Personal Lines Specialist

(937) 898-4604(937) 898-4604
(937) 898-4606(937) 898-4606

Send Sharyn L Harman an Email

708 N Main St
Arcanum, OH 45304
Main Number
(937) 692-5318(937) 692-5318
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405 Public Square
Ste 236
Troy, OH 45373
Main Number
(937) 335-1922(937) 335-1922
Click to visit page of this location
Welcome to Nationwide Insurance and the Graves-Fearon Agency. Our team has office locations in Troy and Vandalia and are here to serve all of your insurance needs. We work hard to provide the proper amount of coverage at the right price. We have been serving the Miami Valley for over 50 years. Our agency is proud to be part of the Troy, Vandalia and Miami Valley communities. We are proud to help protect your families & businesses. The Graves-Fearon Agency sponsors or serves in the following: Jr Fair Livestock Sales, athletic programs, Chamber of Commerce and much more.
Our agency has been serving the Miami Valley for over 50 years. We offer products to serve all of your insurance needs and have the experience to ensure that your family and/or business is properly protected.

Average customer rating for Graves-Fearon Agency LTD

506 W National Rd
Vandalia, OH 45377