Michael J Frailey, Insurance Agent

Michael J. Frailey in Lehighton, PA

Michael J Frailey

Agency Owner

9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 12:30 PMClosed Today
Main Number
(610) 377-4382(610) 377-4382

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Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM
Sat9:00 AM - 12:30 PM


Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Michael J Frailey


  • Grove City College, B.A. in Financial Planning; Stroudsburg School District, High school diploma

Professional Designations


Languages Spoken

  • English

Licensed In

  • CT
  • MD
  • NJ
  • NY
  • PA


  • Auto
  • Life
  • Home
  • Business

Agent Qualifications

  • Life Underwriter Training Council Fellow, Nationwide President's Conference qualifier, Nationwide Champion Conference qualifier


  • Champion Award
  • Presidents Conference Award

Community Activities

  • Kiwanis Club of the Stroudsburgs, Reeders UM Church, Greater Pocono Chamber of Commerce, Northeast PA Youth for Christ, Stroud Area Regional Tennis Association, Pocono Business Referral Exchange

Our Insurance Products

The Nationwide Insurance: Michael J. Frailey in Lehighton, PA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Michael J. Frailey is your local expert for Lehighton auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.

    Have questions about policy types, claim amounts, or liability requirements that apply to PA drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Michael J. Frailey can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.

    We recognize that purchasing auto insurance isn't exactly a favorite pastime for any Lehighton driver. By partnering with Nationwide and providing great customer service, Michael J. Frailey can make things a little easier on you. Call us today at (610) 377-4382, and we'll take the stress out of shopping for 18235 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 445 Coal St.

    Get an insurance quote

  • Homeowners Insurance

    Feeling confident in your insurance policy's ability to protect what matters most is very important. Nationwide customers across the country have known for years that their chosen insurer is going to be there for them through the biggest life changes. Here at Michael J. Frailey, we are pleased to offer personalized insurance solutions to our valued Lehighton customers. This is a great time to re-evaluate your insurance needs and make sure your policies are working hard on your behalf.

    Any changes in your life may require taking a second look at insurance coverage. For instance, remodeling or renovating a home can increase its value considerably, which might mean your old home insurance policy is no longer reflective of your actual needs. Visiting with Michael J Frailey or another Michael J. Frailey team member is a great way to explore your home insurance policy options and other important coverage solutions.

    Thanks to the many coverage options made available through Nationwide, we can offer a more personalized approach to policy creation. Having home insurance tailored to your individual needs is the best way to ensure you are getting the best value. We can help evaluate your current home insurance needs and assist in determining the forms of coverage that best address your concerns. Contact Michael J. Frailey today by calling (610) 377-4382 or visit our offices at 445 Coal St. We look forward to helping your insurance do more for you.

    Get an insurance quote

  • Life Insurance

    Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Lehighton life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.

    The agents at Michael J. Frailey will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.

    Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.

    You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.

    Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (610) 377-4382 and ask for Michael J Frailey or visit us at 445 Coal St,Lehighton,PA,18235. We will be happy to work with you to make sure your family’s financial security is always protected.

    LAW-0245AO (05/18)

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  • Business Insurance

    Every business relies on a variety of specialized tools and equipment to operate successfully from day to day. Of all the important tools utilized by a Lehighton business, a good business insurance policy might be one of the hardest-working. For years, Michael J Frailey has been helping area business owners select the right coverage. Your policy will help make sure that everything proceeds smoothly, even if unexpected circumstances arise. After all, the people you serve are depending on you, and a policy from Michael J. Frailey can help make sure you don't have to worry about the unexpected.

    A business insurance policy from Nationwide can be one of your most important commercial assets. Since it provides protection against a wide range of concerns, your policy has the ability to address many different risk-related outcomes. Even the most risk-aware business manager cannot foresee every potential setback. Your policy can help your organization solve even unexpected problems. Members of the Michael J. Frailey team are here to help and so is Nationwide's great network of customer service providers. You can count on your insurance team to assist with the claims process and much more.

    Discover improved coverage solutions today by calling (610) 377-4382. Our agents are here to make doing business simpler and more secure. Visit our 445 Coal St location today to begin exploring the personalized solutions we can offer.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Michael J. Frailey also offers products in CT, MD, NY, PA, NJ. Please call for information on products in those states.

About Michael J. Frailey

1286 N 9th St
Stroudsburg, PA 18360
Main Number
(570) 421-7447(570) 421-7447
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Founded in 1937 by Verdon Frailey, Frailey Insurance and Financial Services is celebrating over 75 years of insuring families just like yours! Verdon's son John guided our professional firm for 46 years growing Frailey Insurance and Financial Services into one of Nationwide Insurance Company's largest agencies and earning the Hall of Fame designation. Today, third generation siblings Michael Frailey and Michele Frailey-Miller, along with an award-winning team, continue our service to others by securing their insurance needs. Our mission is to actively engage our member clients in developing personalized insurance programs that maximize value and adequately protect what matters most! We do this through personal On Your Side reviews, proactive member contact, value-added education workshops, and top shelf products from Nationwide Insurance Company. Frailey Insurance and Financial Services is successful by employing the basic tenets of faith and servant leadership in our everyday client-member interactions. We always place our client-member needs and interests first and do what is best for you. We service the Pocono Mountains and surrounding region as well as clients throughout Pennsylvania, New York, and Maryland. We welcome your call, text, or email and look forward to meeting you soon!
Frailey Insurance Agency, founded in 1937, is a third generation firm with strong ties to the Pocono region. Owner Michael Frailey and the entire Frailey team continue a strong tradition of securing our members' families and future. Our firm is focused on adapting our business to meet our members' ever changing needs. We will proactively secure the insurance needs of our members. We look forward to serving you as our newest member!

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445 Coal St
Lehighton, PA 18235