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Michael J Payne, Insurance Agent

Payne Insurance Agency Inc. in Gaithersburg, MD

Michael J Payne


9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PM 9:00 AM - 5:00 PMClosed Today Closed Today
Main Number
(301) 921-7800(301) 921-7800

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Get an insurance quote


Store Hours:

Day of the WeekHours
Mon9:00 AM - 5:00 PM
Tue9:00 AM - 5:00 PM
Wed9:00 AM - 5:00 PM
Thu9:00 AM - 5:00 PM
Fri9:00 AM - 5:00 PM

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service

About Michael J Payne


  • St Mary's College Of Maryland

Languages Spoken

  • English
  • Spanish

Licensed In

  • DC
  • MD
  • VA


  • Auto
  • Life
  • Home
  • Business


  • Champion Award
  • Presidents Conference Award
  • Nationwide Auto Council

Our Insurance Products

The Nationwide Insurance: Payne Insurance Agency Inc. in Gaithersburg, MD provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Payne Insurance Agency Inc. is committed to finding Gaithersburg drivers affordable coverage and available policy discounts, while also delivering superior customer service. That's why we've chosen to partner with Nationwide. The advantages begin with great coverage at a great price, but many Gaithersburg drivers find ways to improve their policy year after year. From the Vanishing Deductible® program to free policy evaluations, get a better auto insurance experience with Payne Insurance Agency Inc..

    Payne Insurance Agency Inc. will help identify and eliminate any gaps in your coverage. Our agents also work hard to eliminate any gaps in customer service. See the local Gaithersburg network of qualified car repair shops. Learn about the extra peace of mind that comes with being able to securely monitor car repairs through Nationwide's AutoWatch® program.

    Payne Insurance Agency Inc. can answer any questions Gaithersburg drivers have about claim limits, policy options, or specific types of vehicles and household drivers. Don't get overwhelmed by the complexities of auto insurance. Call us at (301) 921-7800, and make your choices quickly and confidently with one of our knowledgeable agents. You can also set up a time to talk in our office. You'll find Payne Insurance Agency Inc. at 841 Quince Orchard Blvd.

    Get an insurance quote

  • Homeowners Insurance

    Buying a new home in Gaithersburg is a big step for anyone, and making this important decision requires thinking seriously about insurance needs. New homeowners should begin exploring their insurance coverage needs as soon as the property sale has been finalized; this is the best way to know that you are enjoying the full benefits of insurance protection. If you are unsure about the coverage needs of your new home, Payne Insurance Agency Inc. can help. Here at Payne Insurance Agency Inc., we help homeowners every day by providing personalized insurance solutions.

    Nationwide coverage can be personalized to individual policy holders. This is the best way to make sure that your property is receiving the kind of protection it deserves. Explore coverage options for garages, storage sheds, children's play equipment, swimming pools, and many other special features. If you own heirlooms, antiques, or works of art then your homeowner policy should reflect the value of these belongings. Your agent can provide helpful information about coverage options so you can create the policy that suits your needs.

    We love helping homeowners access the great Nationwide insurance products that suit their lifestyle and individual needs. Your family and your property deserve the best, so we have teamed up with a company renowned for customer service, Nationwide. Nationwide agents and the Payne Insurance Agency Inc. team members are here to help. Call us today at (301) 921-7800 or visit our 841 Quince Orchard Blvd location.

    Get an insurance quote

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Gaithersburg, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Payne Insurance Agency Inc., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Payne Insurance Agency Inc. and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (301) 921-7800 to speak with one of our team members, or stop by 841 Quince Orchard Blvd,Gaithersburg,MD,20878 to discuss your insurance needs in our office.

    LAW-0241AO (05/18)

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  • Business Insurance

    Payne Insurance Agency Inc. has extensive local knowledge of the various industries operating in Gaithersburg and 20878, earned through past experience working with individual companies that call Gaithersburg home. The professional liability needs of a doctor, lawyer, or real estate agent are much different than, say, the commercial property insurance needs of a wholesaler/distributor. And with our own brick-and-mortar location, we understand how important location is to commercial insurance - even to those businesses which lease their operating space.

    These diverse risk management needs also explain why we help so many of our commercial clients with a business owner's policy from Nationwide. With this type of policy, Payne Insurance Agency Inc. can combine different coverages into a single policy customized for your company's goals and responsibilities. But no matter your business insurance needs, know that Payne Insurance Agency Inc. can help you find coverage that makes sense for your Gaithersburg company.

    Don't wait any longer to protect what you've worked so hard to build. Let Payne Insurance Agency Inc. make sure your customers, employees, and business are covered. Give us a call at (301) 921-7800 to discuss how we can better manage your company's risk and set up a payment schedule that fits with your weekly, monthly, and annual business expenditures.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Payne Insurance Agency Inc. also offers products in DC, MD, VA. Please call for information on products in those states.

About the Payne Insurance Agency Inc.

Marisol Cardona, Insurance Agent

Marisol Cardona Agency Manager

(301) 921-7800(301) 921-7800
Christian Macias, Insurance Agent

Christian Macias Associate Agent

(301) 921-7800(301) 921-7800
Jacqueline Martinez, Insurance Agent

Jacqueline Martinez Associate Agent

(301) 921-7800(301) 921-7800
3600 14th St NW
Washington, DC 20010
Main Number
(202) 629-2233(202) 629-2233
Click to visit page of this location
550 N Frederick Ave
Gaithersburg, MD 20877
Main Number
(301) 921-7800(301) 921-7800
Click to visit page of this location
1100 W Patrick St
Unit C
Frederick, MD 21703
Main Number
(301) 670-9823(301) 670-9823
Click to visit page of this location
The Payne Insurance Agency has been representing Nationwide Insurance for over 30 years, and has developed one of the most successful agencies in Montgomery County. The Payne Insurance Agency has qualified for multiple top awards over the years including Chairman's Auto Council, Champion's, President's Conference, Pacesetter, and Life. This success can largely be attributed to our well trained, professional customer friendly staff. The Payne Insurance Agency is a bi-lingual agency offering three locations for your convenience.
Our top priority is to protect our clients while providing them with a personalized insurance needs analysis package. As a full service agency, we are dedicated to establish a trustworthy relationship between our clients and our staff. Give us a call to discuss your insurance needs today. We will be happy to help you.

Average customer rating for Payne Insurance Agency Inc.

841 Quince Orchard Blvd
Ste J
Gaithersburg, MD 20878