Michael Kennedy Insurance Agency Inc. in El Cajon, CA

Learn about our insurance products

  • Auto Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Homeowners Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Michael Kennedy Insurance Agency Inc. in El Cajon, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance

    Michael Kennedy Insurance Agency Inc. is your local expert for El Cajon auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.

    Have questions about policy types, claim amounts, or liability requirements that apply to CA drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Michael Kennedy Insurance Agency Inc. can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.

    We recognize that purchasing auto insurance isn't exactly a favorite pastime for any El Cajon driver. By partnering with Nationwide and providing great customer service, Michael Kennedy Insurance Agency Inc. can make things a little easier on you. Call us today at (619) 797-1440, and we'll take the stress out of shopping for 92020 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 2295 Fletcher Pkwy.

  • Homeowners Insurance

    Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at Michael Kennedy Insurance Agency Inc. in El Cajon. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Lisa Marie Gingrich to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.

    Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at (619) 797-1440 or visit Michael Kennedy Insurance Agency Inc. on 2295 Fletcher Pkwy for a detailed consultation on which home insurance is best for you.

    Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at Michael Kennedy Insurance Agency Inc. about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.

  • Life Insurance

    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Michael Kennedy Insurance Agency Inc. are here to help newlyweds in the El Cajon area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call us at (619) 797-1440 and ask for Lisa Marie Gingrich. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 2295 Fletcher Pkwy,El Cajon,CA,92020. It may be the most important date of your life.


    LAW-0247AO (05/18)

  • Business Insurance

    While there are liabilities common to businesses of every size, small and startup companies can be especially vulnerable to the whims and circumstances of their industries. Nationwide Insurance: Michael Kennedy Insurance Agency Inc. and the experts of Nationwide are working together to provide El Cajon entrepreneurs with protection that allows them to operate their businesses with the confidence that comes from knowing they're well taken care of. Lisa Marie Gingrich looks forward to learning more about your business in order that it and everything associated with it can be properly protected.

    No matter the industry that your company does business in, you should consider talking to your Nationwide Insurance: Michael Kennedy Insurance Agency Inc. agent about a business owners policy. It's from here that the rest of your plan can grow, including basic protections such as business income loss coverage due to an interruption, and property insurance. After going through your basic protection, you can begin to look into additional options that will provide you and your employees with protection from more unusual instances. Our goal is to make it so our customers only need to focus on growing their business while we tend to providing them with the coverage they need.

    Ready to see what we can do about protecting your business? Give us a call at (619) 797-1440, or feel free to visit us at our location at 2295 Fletcher Pkwy.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Michael Kennedy Insurance Agency Inc. also offers products in AZ, CA, ID, MI, NE, NV, NC, OR, TX, UT. Please call for information on products in those states.

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