Mike Karstetter, Insurance Agent

M D Karstetter Agency Inc.

Mike Karstetter
Agency Owner
8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PM 8:30 AM - 5:00 PMClosed Today Closed Today

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Main Number
(814) 238-6038(814) 238-6038

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Contact
Phone:
(814) 238-6038(814) 238-6038
Fax:
(814) 234-3410(814) 234-3410

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Hours

Store Hours:

Day of the WeekHours
Mon8:30 AM - 5:00 PM
Tue8:30 AM - 5:00 PM
Wed8:30 AM - 5:00 PM
Thu8:30 AM - 5:00 PM
Fri8:30 AM - 5:00 PM
SatClosed
SunClosed
We will work with your schedule to help you with your insurance needs.

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Mike Karstetter

Married to Maureen (Chambers) Karstetter, PSU
Education
  • BS from The Pennsylvania State University, Minor in Legal Environment of Business. Associate Degree in Administration of Justice, Allegany Community College, MD.
Languages Spoken
  • English
Licensed In
  • PA
  • VA
  • WV
Services
  • Auto
  • Life
  • Home
  • Business
Agent Qualifications
  • Former Insurance Instructor for The Pennsylvania State University, Risk Management 301.
Awards
  • Champion Award
Community Activities
  • Free and Accepted Masonic Lodge #700 Tall Cedars of Lebanon, Penn State Baseball Dugout Club Past President, Former Board Member of PSU Centre County Alumni Association. Volunteer Manager for SC Little League

Our Insurance Products

The Nationwide Insurance: M D Karstetter Agency Inc. in State College, PA provides the following products. To learn more about each insurance product, click on the links below.
  • Auto Insurance
    The convenience of driving is something to be enjoyed and appreciated. However, with the privilege of driving comes inherent risks and cautions. Safe driving requires you to be constantly aware of your surroundings and to be attentive and responsible. Coupled with safe driving practices, it is critical for every driver to have an effective auto insurance policy. In fact, having some form of coverage is required by law in many states. At M D Karstetter Agency Inc. located in State College, our goal is to provide affordable coverage tailored to your needs and the drivers in your family.

    Because there are so many different types of auto insurance to choose from, it can be confusing to know which ones are most appropriate for your needs. Mike Karstetter can sit down with you to discuss your concerns and the type of coverage you have in mind. They will take the time to assess your needs to determine what combination of policies would best suit you. Whether you decide on collision coverage, liability coverage, comprehensive coverage, or another type of insurance, you can be confident you have chosen a policy that is effective and customized to meet your requirements. Additionally, Nationwide's On Your Side® Review makes it easy to determine changes that need to be made to your existing policy and modify it appropriately.

    Choosing an auto insurance policy that provides security for you and the people you love is an important decision. With a convenient office location on 925 W College Ave, you don't have to travel far for trusted assistance. We look forward to helping you acquire the coverage you need when you give us a call at (814) 238-6038.

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  • Homeowners Insurance
    Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let M D Karstetter Agency Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of State College home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.

    Everything from the age of the home to the age of the homeowner can mean new ways to save on your State College home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

    You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let M D Karstetter Agency Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (814) 238-6038 to discuss your policy. Or schedule an appointment with our office at 925 W College Ave to talk about your concerns in person with Mike Karstetter and our staff today.

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  • Life Insurance
    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At M D Karstetter Agency Inc., we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in State College. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Mike Karstetter and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (814) 238-6038 to discuss them over the phone. You can also make an appointment or visit our office at 925 W College Ave,State College,PA,16801 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

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  • Business Insurance
    M D Karstetter Agency Inc. has been helping State College businesses manage their risk since the day they opened. From the very beginning, we've been committed to bringing the best services and products to our business clients, and that's why we continue to partner with Nationwide. Nationwide offers great value for liability, property, and commercial auto, as well as more specialized business insurance products. You can find coverage packages tailored for specific industries. With GrouProtector℠ accident medical insurance, you can organize work events and team-building initiatives without having nightmares about an employee injury. It's also easy to handle several different types of coverage in a single business owner's policy from Nationwide. While there are common risk factors based on industry and location, every State College company has slightly different risk management needs. This is where Mike Karstetter and the experts at M D Karstetter Agency Inc. can really make a difference. Let's talk about what gains your company has already made and where it's headed next. From there, we can help customize a policy and billing schedule that will put your company in a better position. Give us a call at (814) 238-6038. We can set up your policy over the phone or schedule a time to talk in person. Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The M D Karstetter Agency Inc. also offers products in PA, VA, WV. Please call for information on products in those states.

About the M D Karstetter Agency Inc.

John Muto, Insurance Agent

John Muto Associate Agent

Phone:
(814) 238-6038(814) 238-6038
Fax:
(814) 234-3410(814) 234-3410

Send John Muto an Email

Kathryn Daughenbaugh, Insurance Agent

Kathryn Daughenbaugh Account Representative

Phone:
(814) 238-6038(814) 238-6038
Fax:
(814) 234-3410(814) 234-3410

Send Kathryn Daughenbaugh an Email

102 Oakwood Ln
Ste 100
Centre Hall, PA 16828
US
Main Number
(814) 364-1965(814) 364-1965
Click to visit page of this location
OUR AGENCY STAFF HAS OVER 40 YEARS OF COMBINED EXPERIENCE.
IT IS OUR GOAL TO PROVIDE EVERY CLIENT WITH EXCELLENT PERSONAL SERVICE. WE ARE OPEN DAILY 8:30AM - 5:00PM . SATURDAYS AND EVENINGS BY APPOINTMENT. WE APPRECIATE YOUR BUSINESS AND PROMISE TO GIVE YOU THE BEST PERSONAL SERVICE.

Average customer rating for M D Karstetter Agency Inc.

925 W College Ave
State College, PA 16801
US