Sterling State Agency in Austin, MN

The Sterling State Agency in Austin, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Sterling State Agency understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Austin.
  
  Sterling State Agency builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (507) 437-3282. Or, call to schedule an appointment at our office at 1419 1st Ave SW.

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• Home Insurance

  Homeowners insurance is a crucial part of owning and protecting a home. That's why the Sterling State Agency has worked so diligently to understand the insurance priorities of 55912 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your Austin neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your Austin home, and our agents can help further personalize your homeowner's policy.
  
  How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Sterling State Agency offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
  
  Our office is located at 1419 1st Ave SW. But our home insurance expertise extends throughout the greater Austin area. Call the Sterling State Agency at (507) 437-3282 to get our take on the best way to protect against potential homeowner damages.

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• Business Insurance

  Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
  
  Sterling State Agency works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
  
  Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. Sterling State Agency is proud to work in conjunction with Nationwide. Schedule a consultation by calling (507) 437-3282 or stopping into our offices on 1419 1st Ave SW.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Sterling State Agency also offers products in MN. Please call for information on products in those states.