Northridge Insurance Agency Inc. in Brainerd, MN

The Northridge Insurance Agency Inc. in Brainerd, MN provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Northridge Insurance Agency Inc. understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Brainerd.
  
  Northridge Insurance Agency Inc. builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (218) 829-1166. Or, call to schedule an appointment at our office at 313 NW 3rd St.

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• Home Insurance

  Feeling confident in your insurance policy's ability to protect what matters most is very important. Nationwide customers across the country have known for years that their chosen insurer is going to be there for them through the biggest life changes. Here at Northridge Insurance Agency Inc., we are pleased to offer personalized insurance solutions to our valued Brainerd customers. This is a great time to re-evaluate your insurance needs and make sure your policies are working hard on your behalf.
  
  Any changes in your life may require taking a second look at insurance coverage. For instance, remodeling or renovating a home can increase its value considerably, which might mean your old home insurance policy is no longer reflective of your actual needs. Visiting with Northridge Insurance Agency Inc. is a great way to explore your home insurance policy options and other important coverage solutions.
  
  Thanks to the many coverage options made available through Nationwide, we can offer a more personalized approach to policy creation. Having home insurance tailored to your individual needs is the best way to ensure you are getting the best value. We can help evaluate your current home insurance needs and assist in determining the forms of coverage that best address your concerns. Contact Northridge Insurance Agency Inc. today by calling (218) 829-1166 or visit our offices at 313 NW 3rd St. We look forward to helping your insurance do more for you.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Northridge Insurance Agency Inc. are here to help people like you in the Brainerd area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Northridge Insurance Agency Inc. at (218) 829-1166. We are located at 313 NW 3rd St. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Northridge Insurance Agency Inc. can help you protect past gains, while also positioning your company for future growth.
  
  Through Nationwide, our agents offer business insurance for Brainerd companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.
  
  It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Northridge Insurance Agency Inc. help you build a business owner's policy with coverage that's personalized for your company. Call us at (218) 829-1166 to discuss your Brainerd business insurance or to set up an appointment at the office located at 313 NW 3rd St.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Northridge Insurance Agency Inc. also offers products in IA, MN, WI. Please call for information on products in those states.