Frequently asked questions
Our Insurance Products
Auto insurance is not one-size-fits-all. For some Centerville residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Jim Nesser Agency, Inc., we know how to customize a policy so that it meets the needs and priorities of your Centerville household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Centerville customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Jim Nesser Agency, Inc. take the stress out of buying auto insurance in Centerville. Give us a call at (763) 780-9787 to talk about your coverage or to make an appointment with our office during business hours. We're located at 7266 Mound Ct.
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Jim Nesser Agency, Inc. in Centerville to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Centerville is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and Jim Nesser Agency, Inc. with Jim Nesser Agency, Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (763) 780-9787. You can also stop by our office at 7266 Mound Ct to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Centerville life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Jim Nesser Agency, Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (763) 780-9787 and ask for Jim Nesser Agency, Inc. or visit us at 7266 Mound Ct,Centerville,MN,55038. We will be happy to work with you to make sure your family’s financial security is always protected.
Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Jim Nesser Agency, Inc. work with Nationwide to provide insurance solutions for your business in Centerville. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.
Jim Nesser Agency, Inc. has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Centerville.
Give our team at Jim Nesser Agency, Inc. a call at (763) 780-9787, or stop by our office on 7266 Mound Ct. We will answer any questions you have and get started on building an insurance policy for your business needs.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Jim Nesser Agency, Inc. also offers products in MN. Please call for information on products in those states.
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